Training Data
NO COMPARISON TARGET
22963
ROWS
0
DUPLICATES
22.4 MB
RAM
52
FEATURES
12
CATEGORICAL
36
NUMERICAL
4
TEXT
2.3.1
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Created & maintained by Francois Bertrand
Graphic design by Jean-Francois Hains
loan_status
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
1
loan_amnt
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
1,252
(5%)
ZEROES:
---
MAX
40,000
95%
36,000
Q3
27,000
AVG
19,333
MEDIAN
18,000
Q1
11,000
5%
5,000
MIN
1,000
RANGE
39,000
IQR
16,000
STD
10,161
VAR
103.2M
KURT.
-0.888
SKEW
0.324
SUM
443.9M
2
term
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
3
int_rate
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
200
(<1%)
ZEROES:
---
MAX
31.0
95%
26.2
Q3
18.0
AVG
14.7
MEDIAN
14.0
Q1
10.8
5%
7.2
MIN
5.3
RANGE
25.7
IQR
7.24
STD
5.62
VAR
31.6
KURT.
0.507
SKEW
0.857
SUM
338k
4
installment
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
8,107
(35%)
ZEROES:
---
MAX
1,715
95%
1,189
Q3
778
AVG
576
MEDIAN
523
Q1
330
5%
160
MIN
30
RANGE
1,684
IQR
449
STD
310
VAR
95,792
KURT.
-0.286
SKEW
0.625
SUM
13.2M
5
grade
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
7
(<1%)
6
sub_grade
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
35
(<1%)
7
emp_title
VALUES:
19,652
(86%)
MISSING:
3,311
(14%)
DISTINCT:
9,918
(43%)
700
4%
-
-
Teacher
350
2%
-
-
Manager
244
1%
-
-
Owner
206
1%
-
-
Driver
180
<1%
-
-
Supervisor
160
<1%
-
-
RN
148
<1%
-
-
Office Manager
17,664
90%
-
-
(Other)
8
emp_length
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
11
(<1%)
ZEROES:
---
MAX
10.00
95%
10.00
Q3
9.00
AVG
4.11
MEDIAN
2.00
Q1
0.50
5%
0.50
MIN
0.50
RANGE
9.50
IQR
8.50
STD
3.93
VAR
15.4
KURT.
-1.41
SKEW
0.542
SUM
94,267
9
home_ownership
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
4
(<1%)
10
annual_inc
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
3,082
(13%)
ZEROES:
268
(1%)
MAX
1.0M
95%
0.1M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.0M
IQR
37,000
STD
37,349
VAR
1.4B
KURT.
56.2
SKEW
4.01
SUM
1.3B
11
verification_status
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
3
(<1%)
12
purpose
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
12
(<1%)
ZEROES:
169
(<1%)
MAX
11.0
95%
8.0
Q3
2.0
AVG
2.5
MEDIAN
2.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
11.0
IQR
0.00
STD
1.86
VAR
3.45
KURT.
6.07
SKEW
2.54
SUM
56,575
13
zip_code
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
838
(4%)
240
1%
-
-
750xx
213
<1%
-
-
853xx
212
<1%
-
-
945xx
198
<1%
-
-
891xx
189
<1%
-
-
925xx
161
<1%
-
-
852xx
154
<1%
-
-
760xx
21,596
94%
-
-
(Other)
14
dti
VALUES:
22,680
(99%)
MISSING:
283
(1%)
DISTINCT:
6,558
(29%)
ZEROES:
45
(<1%)
MAX
999
95%
68
Q3
36
AVG
32
MEDIAN
25
Q1
16
5%
6
MIN
-1
RANGE
1,000
IQR
20.0
STD
52.4
VAR
2,742
KURT.
222
SKEW
13.3
SUM
730k
15
earliest_cr_line
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
589
(3%)
206
<1%
-
-
Sep-2005
204
<1%
-
-
Aug-2005
202
<1%
-
-
Sep-2004
192
<1%
-
-
Aug-2006
178
<1%
-
-
Aug-2004
170
<1%
-
-
Aug-2003
166
<1%
-
-
Nov-2005
21,645
94%
-
-
(Other)
16
fico_range_low
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
38
(<1%)
ZEROES:
---
MAX
845
95%
780
Q3
720
AVG
702
MEDIAN
695
Q1
675
5%
660
MIN
660
RANGE
185
IQR
45.0
STD
36.6
VAR
1,342
KURT.
1.10
SKEW
1.19
SUM
16.1M
17
fico_range_high
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
38
(<1%)
ZEROES:
---
MAX
850
95%
784
Q3
724
AVG
706
MEDIAN
699
Q1
679
5%
664
MIN
664
RANGE
186
IQR
45.0
STD
36.6
VAR
1,342
KURT.
1.10
SKEW
1.19
SUM
16.2M
18
open_acc
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
49
(<1%)
ZEROES:
1
(<1%)
MAX
61.0
95%
22.0
Q3
14.0
AVG
11.2
MEDIAN
10.0
Q1
7.0
5%
4.0
MIN
0.0
RANGE
61.0
IQR
7.00
STD
5.40
VAR
29.1
KURT.
2.46
SKEW
1.17
SUM
257k
19
pub_rec
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
9
(<1%)
20
revol_bal
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
16,270
(71%)
ZEROES:
276
(1%)
MAX
456k
95%
42k
Q3
19k
AVG
15k
MEDIAN
11k
Q1
5k
5%
1k
MIN
0k
RANGE
456k
IQR
14,104
STD
18,547
VAR
344.0M
KURT.
86.3
SKEW
6.62
SUM
351.6M
21
revol_util
VALUES:
22,923
(>99%)
MISSING:
40
(<1%)
DISTINCT:
1,035
(5%)
ZEROES:
271
(1%)
MAX
136
95%
92
Q3
70
MEDIAN
50
AVG
50
Q1
30
5%
6
MIN
0
RANGE
136
IQR
39.1
STD
25.6
VAR
653
KURT.
-0.857
SKEW
-0.056
SUM
1.1M
22
total_acc
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
91
(<1%)
ZEROES:
---
MAX
104
95%
45
Q3
30
AVG
24
MEDIAN
22
Q1
15
5%
8
MIN
2
RANGE
102
IQR
15.0
STD
11.7
VAR
136
KURT.
1.72
SKEW
1.01
SUM
541k
23
annual_inc_joint
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
4,721
(21%)
ZEROES:
---
MAX
1.2M
95%
0.2M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.1M
5%
0.1M
MIN
0.0M
RANGE
1.2M
IQR
57,800
STD
55,548
VAR
3.1B
KURT.
25.8
SKEW
3.00
SUM
2.6B
24
dti_joint
VALUES:
22,960
(>99%)
MISSING:
3
(<1%)
DISTINCT:
3,545
(15%)
ZEROES:
6
(<1%)
MAX
69.5
95%
32.1
Q3
24.3
AVG
19.1
MEDIAN
18.7
Q1
13.6
5%
7.1
MIN
0.0
RANGE
69.5
IQR
10.7
STD
7.58
VAR
57.4
KURT.
-0.103
SKEW
0.245
SUM
438k
25
verification_status_joint
VALUES:
22,934
(>99%)
MISSING:
29
(<1%)
DISTINCT:
3
(<1%)
26
open_acc_6m
VALUES:
22,687
(99%)
MISSING:
276
(1%)
DISTINCT:
10
(<1%)
27
open_act_il
VALUES:
22,687
(99%)
MISSING:
276
(1%)
DISTINCT:
32
(<1%)
ZEROES:
2,662
(12%)
MAX
40.0
95%
8.0
Q3
3.0
AVG
2.8
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
40.0
IQR
2.00
STD
2.81
VAR
7.91
KURT.
13.2
SKEW
2.87
SUM
62,584
28
open_il_12m
VALUES:
22,687
(99%)
MISSING:
276
(1%)
DISTINCT:
7
(<1%)
29
open_il_24m
VALUES:
22,687
(99%)
MISSING:
276
(1%)
DISTINCT:
17
(<1%)
ZEROES:
5,958
(26%)
MAX
17.0
95%
5.0
Q3
2.0
AVG
1.6
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
17.0
IQR
2.00
STD
1.62
VAR
2.61
KURT.
4.25
SKEW
1.56
SUM
37,185
30
mths_since_rcnt_il
VALUES:
22,028
(96%)
MISSING:
935
(4%)
DISTINCT:
201
(<1%)
ZEROES:
10
(<1%)
MAX
326
95%
72
Q3
24
AVG
21
MEDIAN
13
Q1
6
5%
2
MIN
0
RANGE
326
IQR
18.0
STD
25.9
VAR
670
KURT.
13.4
SKEW
3.18
SUM
460k
31
total_bal_il
VALUES:
22,687
(99%)
MISSING:
276
(1%)
DISTINCT:
18,048
(79%)
ZEROES:
2,537
(11%)
MAX
924k
95%
115k
Q3
52k
AVG
39k
MEDIAN
28k
Q1
11k
5%
0k
MIN
0k
RANGE
924k
IQR
41,123
STD
41,658
VAR
1.7B
KURT.
23.6
SKEW
3.14
SUM
875.1M
32
il_util
VALUES:
19,042
(83%)
MISSING:
3,921
(17%)
DISTINCT:
162
(<1%)
ZEROES:
4
(<1%)
MAX
228
95%
100
Q3
87
MEDIAN
74
AVG
71
Q1
58
5%
30
MIN
0
RANGE
228
IQR
29.0
STD
21.9
VAR
480
KURT.
0.726
SKEW
-0.415
SUM
1.4M
33
open_rv_12m
VALUES:
22,687
(99%)
MISSING:
276
(1%)
DISTINCT:
16
(<1%)
ZEROES:
8,497
(37%)
MAX
15.0
95%
4.0
Q3
2.0
AVG
1.2
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
15.0
IQR
2.00
STD
1.37
VAR
1.88
KURT.
5.99
SKEW
1.83
SUM
27,285
34
open_rv_24m
VALUES:
22,687
(99%)
MISSING:
276
(1%)
DISTINCT:
27
(<1%)
ZEROES:
3,570
(16%)
MAX
27.0
95%
7.0
Q3
4.0
AVG
2.6
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
27.0
IQR
3.00
STD
2.38
VAR
5.66
KURT.
6.18
SKEW
1.79
SUM
59,406
35
max_bal_bc
VALUES:
22,687
(99%)
MISSING:
276
(1%)
DISTINCT:
10,740
(47%)
ZEROES:
1,028
(4%)
MAX
157k
95%
15k
Q3
7k
AVG
6k
MEDIAN
4k
Q1
2k
5%
0k
MIN
0k
RANGE
157k
IQR
5,297
STD
5,249
VAR
27.6M
KURT.
64.8
SKEW
4.03
SUM
124.8M
36
all_util
VALUES:
22,675
(99%)
MISSING:
288
(1%)
DISTINCT:
134
(<1%)
ZEROES:
91
(<1%)
MAX
177
95%
90
Q3
75
MEDIAN
62
AVG
60
Q1
46
5%
21
MIN
0
RANGE
177
IQR
29.0
STD
21.0
VAR
439
KURT.
0.084
SKEW
-0.426
SUM
1.4M
37
inq_fi
VALUES:
22,687
(99%)
MISSING:
276
(1%)
DISTINCT:
21
(<1%)
ZEROES:
10,348
(45%)
MAX
27.0
95%
4.0
Q3
2.0
AVG
1.2
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
27.0
IQR
2.00
STD
1.65
VAR
2.73
KURT.
12.6
SKEW
2.56
SUM
27,022
38
total_cu_tl
VALUES:
22,687
(99%)
MISSING:
276
(1%)
DISTINCT:
37
(<1%)
ZEROES:
10,287
(45%)
MAX
48.0
95%
8.0
Q3
3.0
AVG
2.0
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
48.0
IQR
3.00
STD
3.18
VAR
10.1
KURT.
13.9
SKEW
2.95
SUM
45,304
39
inq_last_12m
VALUES:
22,687
(99%)
MISSING:
276
(1%)
DISTINCT:
31
(<1%)
ZEROES:
5,733
(25%)
MAX
40.0
95%
7.0
Q3
3.0
AVG
2.3
MEDIAN
2.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
40.0
IQR
3.00
STD
2.61
VAR
6.83
KURT.
10.6
SKEW
2.32
SUM
52,903
40
mort_acc
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
18
(<1%)
ZEROES:
6,878
(30%)
MAX
19.0
95%
5.0
Q3
3.0
AVG
1.8
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
19.0
IQR
3.00
STD
1.85
VAR
3.43
KURT.
2.33
SKEW
1.25
SUM
42,397
41
pub_rec_bankruptcies
VALUES:
22,963
(100%)
MISSING:
---
DISTINCT:
6
(<1%)
42
revol_bal_joint
VALUES:
15,470
(67%)
MISSING:
7,493
(33%)
DISTINCT:
13,660
(59%)
ZEROES:
20
(<1%)
MAX
357k
95%
78k
Q3
40k
AVG
31k
MEDIAN
24k
Q1
14k
5%
5k
MIN
0k
RANGE
357k
IQR
25,970
STD
24,819
VAR
616.0M
KURT.
9.86
SKEW
2.27
SUM
474.1M
43
sec_app_fico_range_low
VALUES:
15,471
(67%)
MISSING:
7,492
(33%)
DISTINCT:
60
(<1%)
ZEROES:
---
MAX
840
95%
735
Q3
690
MEDIAN
665
AVG
662
Q1
635
5%
580
MIN
540
RANGE
300
IQR
55.0
STD
45.2
VAR
2,041
KURT.
0.633
SKEW
0.037
SUM
10.2M
44
sec_app_fico_range_high
VALUES:
15,471
(67%)
MISSING:
7,492
(33%)
DISTINCT:
60
(<1%)
ZEROES:
---
MAX
844
95%
739
Q3
694
MEDIAN
669
AVG
666
Q1
639
5%
584
MIN
544
RANGE
300
IQR
55.0
STD
45.2
VAR
2,041
KURT.
0.633
SKEW
0.037
SUM
10.3M
45
sec_app_earliest_cr_line
VALUES:
15,471
(67%)
MISSING:
7,492
(33%)
DISTINCT:
560
(2%)
160
1%
-
-
Aug-2006
145
<1%
-
-
Aug-2004
137
<1%
-
-
Sep-2006
135
<1%
-
-
Oct-2005
134
<1%
-
-
Sep-2005
134
<1%
-
-
Aug-2005
129
<1%
-
-
Mar-2006
14,497
94%
-
-
(Other)
46
sec_app_inq_last_6mths
VALUES:
15,471
(67%)
MISSING:
7,492
(33%)
DISTINCT:
7
(<1%)
47
sec_app_mort_acc
VALUES:
15,471
(67%)
MISSING:
7,492
(33%)
DISTINCT:
16
(<1%)
ZEROES:
5,933
(26%)
MAX
18.0
95%
5.0
Q3
3.0
AVG
1.6
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
18.0
IQR
3.00
STD
1.80
VAR
3.24
KURT.
2.56
SKEW
1.37
SUM
24,630
48
sec_app_open_acc
VALUES:
15,471
(67%)
MISSING:
7,492
(33%)
DISTINCT:
55
(<1%)
ZEROES:
23
(<1%)
MAX
82.0
95%
23.0
Q3
15.0
AVG
11.4
MEDIAN
10.0
Q1
7.0
5%
3.0
MIN
0.0
RANGE
82.0
IQR
8.00
STD
6.52
VAR
42.5
KURT.
3.29
SKEW
1.27
SUM
176k
49
sec_app_revol_util
VALUES:
15,207
(66%)
MISSING:
7,756
(34%)
DISTINCT:
1,111
(5%)
ZEROES:
182
(<1%)
MAX
235
95%
97
Q3
80
MEDIAN
61
AVG
59
Q1
40
5%
13
MIN
0
RANGE
235
IQR
39.7
STD
26.0
VAR
675
KURT.
-0.418
SKEW
-0.253
SUM
896k
50
sec_app_open_act_il
VALUES:
15,471
(67%)
MISSING:
7,492
(33%)
DISTINCT:
37
(<1%)
ZEROES:
2,001
(9%)
MAX
39.0
95%
9.0
Q3
4.0
AVG
3.0
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
39.0
IQR
3.00
STD
3.30
VAR
10.9
KURT.
12.9
SKEW
2.93
SUM
46,431
51
sec_app_num_rev_accts
VALUES:
15,471
(67%)
MISSING:
7,492
(33%)
DISTINCT:
68
(<1%)
ZEROES:
68
(<1%)
MAX
92.0
95%
28.0
Q3
17.0
AVG
12.8
MEDIAN
11.0
Q1
7.0
5%
3.0
MIN
0.0
RANGE
92.0
IQR
10.0
STD
8.23
VAR
67.7
KURT.
4.42
SKEW
1.48
SUM
197k
loan_status
MISSING:
---
TOP CATEGORIES
loan_status
0
15,342
67%
1
7,621
33%
ALL
22,963
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
loan_status
PROVIDES INFORMATION ON...
grade
0.02
term
0.02
sub_grade
0.01
home_ownership
0.01
sec_app_inq_last_6mths
0.01
verification_status_joint
0.01
verification_status
0.00
pub_rec_bankruptcies
0.00
pub_rec
0.00
open_il_12m
0.00
open_acc_6m
0.00

THESE FEATURES
GIVE INFORMATION
ON loan_status:
sub_grade
0.05
grade
0.05
term
0.02
sec_app_inq_last_6mths
0.01
home_ownership
0.01
verification_status_joint
0.01
verification_status
0.00
open_il_12m
0.00
open_acc_6m
0.00
pub_rec_bankruptcies
0.00
pub_rec
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
CORRELATION RATIO WITH...
int_rate
0.25
dti_joint
0.15
sec_app_revol_util
0.14
mort_acc
0.12
fico_range_low
0.08
fico_range_high
0.08
annual_inc_joint
0.08
sec_app_mort_acc
0.08
annual_inc
0.07
sec_app_open_acc
0.07
sec_app_open_act_il
0.06
max_bal_bc
0.06
total_acc
0.06
sec_app_fico_range_high
0.06
Associations
[Only including dataset "Training Data"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
Associations
[Only including dataset "None"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
loan_status
MISSING:
---
TOP CATEGORIES
loan_status
0
15,342
67%
1
7,621
33%
ALL
22,963
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
loan_status
PROVIDES INFORMATION ON...
grade
0.02
term
0.02
sub_grade
0.01
home_ownership
0.01
sec_app_inq_last_6mths
0.01
verification_status_joint
0.01
verification_status
0.00
pub_rec_bankruptcies
0.00
pub_rec
0.00
open_il_12m
0.00
open_acc_6m
0.00

THESE FEATURES
GIVE INFORMATION
ON loan_status:
sub_grade
0.05
grade
0.05
term
0.02
sec_app_inq_last_6mths
0.01
home_ownership
0.01
verification_status_joint
0.01
verification_status
0.00
open_il_12m
0.00
open_acc_6m
0.00
pub_rec_bankruptcies
0.00
pub_rec
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
CORRELATION RATIO WITH...
int_rate
0.25
dti_joint
0.15
sec_app_revol_util
0.14
mort_acc
0.12
fico_range_low
0.08
fico_range_high
0.08
annual_inc_joint
0.08
sec_app_mort_acc
0.08
annual_inc
0.07
sec_app_open_acc
0.07
sec_app_open_act_il
0.06
max_bal_bc
0.06
total_acc
0.06
sec_app_fico_range_high
0.06
loan_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
installment
0.93
annual_inc_joint
0.38
revol_bal_joint
0.36
max_bal_bc
0.29
annual_inc
0.27
revol_bal
0.25
sec_app_fico_range_low
0.21
sec_app_fico_range_high
0.21
sec_app_open_acc
0.20
sec_app_num_rev_accts
0.19
total_acc
0.18
open_acc
0.18
sec_app_mort_acc
0.17
purpose
-0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.32
verification_status
0.16
sub_grade
0.15
home_ownership
0.14
grade
0.13
verification_status_joint
0.10
sec_app_inq_last_6mths
0.07
pub_rec_bankruptcies
0.06
pub_rec
0.06
loan_status
0.04
open_acc_6m
0.03
open_il_12m
0.02
MOST FREQUENT VALUES
20000.0
1,681
7.3%
35000.0
1,656
7.2%
15000.0
1,238
5.4%
10000.0
1,212
5.3%
30000.0
1,057
4.6%
12000.0
1,017
4.4%
25000.0
904
3.9%
40000.0
896
3.9%
24000.0
879
3.8%
16000.0
832
3.6%
8000.0
580
2.5%
18000.0
559
2.4%
28000.0
494
2.2%
5000.0
436
1.9%
6000.0
398
1.7%
SMALLEST VALUES
1000.0
42
0.2%
1200.0
11
<0.1%
1300.0
1
<0.1%
1400.0
4
<0.1%
1425.0
1
<0.1%
1450.0
3
<0.1%
1475.0
2
<0.1%
1500.0
25
0.1%
1600.0
10
<0.1%
1650.0
1
<0.1%
1675.0
1
<0.1%
1700.0
1
<0.1%
1750.0
1
<0.1%
1775.0
2
<0.1%
1800.0
7
<0.1%
LARGEST VALUES
40000.0
896
3.9%
39900.0
1
<0.1%
39875.0
1
<0.1%
39850.0
1
<0.1%
39750.0
2
<0.1%
39600.0
4
<0.1%
39475.0
2
<0.1%
39425.0
1
<0.1%
39400.0
1
<0.1%
39350.0
2
<0.1%
39250.0
1
<0.1%
39225.0
1
<0.1%
39200.0
5
<0.1%
39125.0
1
<0.1%
39075.0
1
<0.1%
term
MISSING:
---
TOP CATEGORIES
loan_status
36 months
14,208
62%
3,948
28%
60 months
8,755
38%
3,673
42%
ALL
22,963
100%
7,621
33%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
term
PROVIDES INFORMATION ON...
grade
0.05
sub_grade
0.03
loan_status
0.02
home_ownership
0.00
pub_rec_bankruptcies
0.00
verification_status_joint
0.00
pub_rec
0.00
sec_app_inq_last_6mths
0.00
open_il_12m
0.00
verification_status
0.00
open_acc_6m
0.00

THESE FEATURES
GIVE INFORMATION
ON term:
sub_grade
0.14
grade
0.13
loan_status
0.02
home_ownership
0.00
verification_status_joint
0.00
open_il_12m
0.00
sec_app_inq_last_6mths
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
verification_status
0.00
open_acc_6m
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
CORRELATION RATIO WITH...
int_rate
0.37
loan_amnt
0.32
revol_bal_joint
0.11
sec_app_mort_acc
0.08
sec_app_open_acc
0.08
sec_app_num_rev_accts
0.07
mort_acc
0.06
sec_app_fico_range_low
0.06
sec_app_fico_range_high
0.06
dti_joint
0.06
sec_app_revol_util
0.06
purpose
0.06
annual_inc_joint
0.06
total_acc
0.05
int_rate
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_low
-0.43
fico_range_high
-0.43
sec_app_fico_range_low
-0.34
sec_app_fico_range_high
-0.34
all_util
0.29
revol_util
0.26
sec_app_revol_util
0.25
dti_joint
0.24
installment
0.19
inq_last_12m
0.18
open_il_24m
0.17
inq_fi
0.16
mort_acc
-0.16
open_rv_24m
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.99
grade
0.97
term
0.37
loan_status
0.25
verification_status
0.16
open_il_12m
0.16
verification_status_joint
0.15
open_acc_6m
0.13
sec_app_inq_last_6mths
0.10
home_ownership
0.10
pub_rec
0.07
pub_rec_bankruptcies
0.07
MOST FREQUENT VALUES
16.02
1,071
4.7%
11.99
923
4.0%
15.05
920
4.0%
14.08
890
3.9%
12.62
821
3.6%
10.42
744
3.2%
9.44
733
3.2%
13.59
726
3.2%
9.93
594
2.6%
19.03
571
2.5%
18.06
523
2.3%
7.97
469
2.0%
11.49
467
2.0%
12.74
465
2.0%
10.91
464
2.0%
SMALLEST VALUES
5.31
4
<0.1%
5.32
349
1.5%
6.0
8
<0.1%
6.07
7
<0.1%
6.08
151
0.7%
6.49
43
0.2%
6.71
5
<0.1%
6.72
161
0.7%
6.89
2
<0.1%
6.97
37
0.2%
6.99
82
0.4%
7.07
216
0.9%
7.21
187
0.8%
7.24
74
0.3%
7.26
5
<0.1%
LARGEST VALUES
30.99
55
0.2%
30.94
44
0.2%
30.89
42
0.2%
30.84
41
0.2%
30.79
89
0.4%
30.75
68
0.3%
30.74
16
<0.1%
30.65
57
0.2%
30.49
18
<0.1%
30.17
93
0.4%
29.99
24
0.1%
29.69
69
0.3%
29.67
3
<0.1%
29.49
21
<0.1%
28.99
4
<0.1%
installment
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
0.93
annual_inc_joint
0.34
revol_bal_joint
0.34
max_bal_bc
0.26
annual_inc
0.24
revol_bal
0.23
int_rate
0.19
sec_app_open_acc
0.18
open_acc
0.17
revol_util
0.17
sec_app_num_rev_accts
0.16
total_acc
0.16
purpose
-0.15
sec_app_fico_range_low
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.20
grade
0.19
verification_status
0.19
verification_status_joint
0.10
home_ownership
0.10
sec_app_inq_last_6mths
0.07
pub_rec_bankruptcies
0.05
pub_rec
0.04
term
0.04
loan_status
0.03
open_il_12m
0.03
open_acc_6m
0.03
MOST FREQUENT VALUES
664.2
49
0.2%
476.33
47
0.2%
851.51
46
0.2%
466.2
44
0.2%
486.58
44
0.2%
833.57
42
0.2%
335.12
42
0.2%
952.65
41
0.2%
583.89
41
0.2%
320.05
40
0.2%
679.58
39
0.2%
332.1
38
0.2%
1154.0
37
0.2%
703.34
37
0.2%
973.15
37
0.2%
SMALLEST VALUES
30.12
1
<0.1%
30.75
1
<0.1%
31.04
3
<0.1%
31.33
1
<0.1%
31.34
1
<0.1%
32.01
1
<0.1%
32.24
1
<0.1%
32.47
2
<0.1%
32.7
2
<0.1%
32.74
1
<0.1%
32.98
1
<0.1%
33.21
3
<0.1%
33.52
1
<0.1%
33.57
1
<0.1%
33.69
1
<0.1%
LARGEST VALUES
1714.54
1
<0.1%
1618.03
1
<0.1%
1598.26
1
<0.1%
1587.23
2
<0.1%
1566.8
5
<0.1%
1546.52
1
<0.1%
1546.24
1
<0.1%
1526.38
1
<0.1%
1524.52
1
<0.1%
1519.92
1
<0.1%
1516.27
3
<0.1%
1510.58
1
<0.1%
1504.85
3
<0.1%
1503.89
2
<0.1%
1501.96
2
<0.1%
grade
MISSING:
---
TOP CATEGORIES
loan_status
C
7,783
34%
2,728
35%
B
5,603
24%
1,268
23%
D
4,125
18%
1,774
43%
A
2,689
12%
399
15%
E
1,799
8%
896
50%
F
656
3%
372
57%
G
308
1%
184
60%
ALL
22,963
100%
7,621
33%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
grade
PROVIDES INFORMATION ON...
sub_grade
0.50
term
0.13
loan_status
0.05
verification_status
0.01
pub_rec_bankruptcies
0.01
pub_rec
0.01
open_il_12m
0.01
open_acc_6m
0.01
verification_status_joint
0.01
home_ownership
0.01
sec_app_inq_last_6mths
0.00

THESE FEATURES
GIVE INFORMATION
ON grade:
sub_grade
1.00
term
0.05
loan_status
0.02
verification_status
0.01
open_il_12m
0.01
open_acc_6m
0.01
verification_status_joint
0.00
pub_rec
0.00
home_ownership
0.00
pub_rec_bankruptcies
0.00
sec_app_inq_last_6mths
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
CORRELATION RATIO WITH...
int_rate
0.97
fico_range_low
0.50
fico_range_high
0.50
revol_util
0.30
all_util
0.30
dti_joint
0.24
installment
0.19
inq_last_12m
0.18
open_il_24m
0.17
mort_acc
0.16
inq_fi
0.16
annual_inc_joint
0.14
open_rv_24m
0.14
loan_amnt
0.13
sub_grade
MISSING:
---
TOP CATEGORIES
loan_status
C5
1,741
8%
684
39%
C4
1,669
7%
641
38%
C1
1,549
7%
471
30%
C3
1,488
6%
517
35%
B5
1,425
6%
362
25%
C2
1,336
6%
415
31%
B3
1,137
5%
273
24%
B1
1,096
5%
227
21%
B4
987
4%
212
21%
D2
971
4%
374
39%
B2
958
4%
194
20%
D3
955
4%
433
45%
D1
900
4%
358
40%
A5
731
3%
135
18%
D4
650
3%
288
44%
D5
649
3%
321
49%
A4
632
3%
121
19%
(Other)
4,089
18%
1,595
39%
ALL
22,963
100%
7,621
33%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sub_grade
PROVIDES INFORMATION ON...
grade
1.00
term
0.14
loan_status
0.05
pub_rec
0.02
verification_status
0.02
pub_rec_bankruptcies
0.02
open_il_12m
0.01
verification_status_joint
0.01
open_acc_6m
0.01
sec_app_inq_last_6mths
0.01
home_ownership
0.01

THESE FEATURES
GIVE INFORMATION
ON sub_grade:
grade
0.50
term
0.03
loan_status
0.01
verification_status
0.01
open_acc_6m
0.00
open_il_12m
0.00
verification_status_joint
0.00
sec_app_inq_last_6mths
0.00
pub_rec
0.00
home_ownership
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
CORRELATION RATIO WITH...
int_rate
0.99
fico_range_high
0.54
fico_range_low
0.54
revol_util
0.32
all_util
0.32
dti_joint
0.25
installment
0.20
inq_last_12m
0.19
open_il_24m
0.18
mort_acc
0.17
inq_fi
0.17
sec_app_fico_range_low
0.17
sec_app_fico_range_high
0.17
annual_inc_joint
0.16
emp_title
MISSING:
3,311
(14%)
700
4%
-
-
Teacher
350
2%
-
-
Manager
244
1%
-
-
Owner
206
1%
-
-
Driver
180
<1%
-
-
Supervisor
160
<1%
-
-
RN
148
<1%
-
-
Office Manager
139
<1%
-
-
Registered Nurse
136
<1%
-
-
Sales
102
<1%
-
-
teacher
85
<1%
-
-
Project Manager
78
<1%
-
-
Nurse
72
<1%
-
-
Technician
72
<1%
-
-
General Manager
69
<1%
-
-
Administrative Assistant
68
<1%
-
-
owner
66
<1%
-
-
Truck Driver
63
<1%
-
-
Police Officer
58
<1%
-
-
Mechanic
52
<1%
-
-
Engineer
51
<1%
-
-
Accountant
49
<1%
-
-
Teacher
49
<1%
-
-
President
48
<1%
-
-
Director
48
<1%
-
-
Secretary
48
<1%
-
-
Operations Manager
46
<1%
-
-
manager
45
<1%
-
-
Foreman
44
<1%
-
-
Welder
43
<1%
-
-
Server
43
<1%
-
-
Laborer
43
<1%
-
-
Operator
42
<1%
-
-
Clerk
42
<1%
-
-
driver
38
<1%
-
-
Supervisor
38
<1%
-
-
Account Manager
38
<1%
-
-
supervisor
36
<1%
-
-
LPN
35
<1%
-
-
Sales Manager
35
<1%
-
-
Assistant Manager
35
<1%
-
-
Maintenance
34
<1%
-
-
Customer Service
33
<1%
-
-
Machinist
32
<1%
-
-
Cashier
32
<1%
-
-
Store Manager
32
<1%
-
-
Electrician
31
<1%
-
-
Paralegal
31
<1%
-
-
Receptionist
30
<1%
-
-
sales
30
<1%
-
-
Vice President
30
<1%
-
-
Truck driver
30
<1%
-
-
Medical Assistant
30
<1%
-
-
Manager
28
<1%
-
-
truck driver
27
<1%
-
-
Principal
26
<1%
-
-
CNA
26
<1%
-
-
Tech
25
<1%
-
-
Executive Director
25
<1%
-
-
Controller
24
<1%
-
-
Teller
15,152
77%
-
-
(Other)
emp_length
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc
0.23
mort_acc
0.14
total_acc
0.13
loan_amnt
0.12
installment
0.11
annual_inc_joint
0.11
open_il_24m
0.10
revol_util
0.10
open_acc
0.10
revol_bal
0.09
revol_bal_joint
0.08
dti
-0.08
total_cu_tl
0.08
mths_since_rcnt_il
-0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.16
sec_app_inq_last_6mths
0.15
home_ownership
0.14
open_il_12m
0.08
loan_status
0.06
sub_grade
0.05
open_acc_6m
0.04
verification_status
0.03
pub_rec
0.03
term
0.03
grade
0.03
pub_rec_bankruptcies
0.01
MOST FREQUENT VALUES
0.5
9,064
39.5%
10.0
5,411
23.6%
2.0
1,548
6.7%
3.0
1,399
6.1%
4.0
1,052
4.6%
5.0
1,049
4.6%
1.0
1,034
4.5%
6.0
687
3.0%
8.0
608
2.6%
7.0
570
2.5%
9.0
541
2.4%
SMALLEST VALUES
0.5
9,064
39.5%
1.0
1,034
4.5%
2.0
1,548
6.7%
3.0
1,399
6.1%
4.0
1,052
4.6%
5.0
1,049
4.6%
6.0
687
3.0%
7.0
570
2.5%
8.0
608
2.6%
9.0
541
2.4%
10.0
5,411
23.6%
LARGEST VALUES
10.0
5,411
23.6%
9.0
541
2.4%
8.0
608
2.6%
7.0
570
2.5%
6.0
687
3.0%
5.0
1,049
4.6%
4.0
1,052
4.6%
3.0
1,399
6.1%
2.0
1,548
6.7%
1.0
1,034
4.5%
0.5
9,064
39.5%
home_ownership
MISSING:
---
TOP CATEGORIES
loan_status
MORTGAGE
15,277
67%
4,401
29%
RENT
5,535
24%
2,359
43%
OWN
2,149
9%
861
40%
NONE
2
<1%
0
0%
ALL
22,963
100%
7,621
33%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership
PROVIDES INFORMATION ON...
loan_status
0.01
term
0.00
grade
0.00
sec_app_inq_last_6mths
0.00
sub_grade
0.00
pub_rec_bankruptcies
0.00
open_il_12m
0.00
pub_rec
0.00
verification_status_joint
0.00
verification_status
0.00
open_acc_6m
0.00

THESE FEATURES
GIVE INFORMATION
ON home_ownership:
loan_status
0.01
sub_grade
0.01
grade
0.01
term
0.00
sec_app_inq_last_6mths
0.00
open_il_12m
0.00
verification_status_joint
0.00
verification_status
0.00
open_acc_6m
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
CORRELATION RATIO WITH...
mort_acc
0.46
sec_app_mort_acc
0.28
total_acc
0.20
annual_inc_joint
0.17
annual_inc
0.15
revol_bal
0.14
emp_length
0.14
loan_amnt
0.14
max_bal_bc
0.14
open_acc
0.13
total_cu_tl
0.12
revol_util
0.12
fico_range_low
0.11
fico_range_high
0.11
annual_inc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc_joint
0.69
revol_bal_joint
0.30
total_bal_il
0.28
loan_amnt
0.27
revol_bal
0.25
mort_acc
0.25
installment
0.24
total_acc
0.24
max_bal_bc
0.24
dti
-0.23
emp_length
0.23
open_acc
0.18
open_il_24m
0.15
dti_joint
-0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.15
sub_grade
0.14
grade
0.12
open_il_12m
0.12
verification_status_joint
0.11
verification_status
0.11
loan_status
0.07
open_acc_6m
0.07
sec_app_inq_last_6mths
0.05
pub_rec_bankruptcies
0.05
pub_rec
0.05
term
0.03
MOST FREQUENT VALUES
50000.0
826
3.6%
60000.0
819
3.6%
40000.0
807
3.5%
30000.0
684
3.0%
45000.0
653
2.8%
65000.0
600
2.6%
35000.0
585
2.5%
55000.0
573
2.5%
70000.0
537
2.3%
80000.0
500
2.2%
75000.0
483
2.1%
25000.0
376
1.6%
52000.0
320
1.4%
42000.0
316
1.4%
85000.0
311
1.4%
SMALLEST VALUES
0.0
268
1.2%
1.0
14
<0.1%
2.0
1
<0.1%
16.0
1
<0.1%
20.0
1
<0.1%
33.0
1
<0.1%
39.0
1
<0.1%
100.0
3
<0.1%
260.0
1
<0.1%
300.0
1
<0.1%
400.0
1
<0.1%
487.0
1
<0.1%
500.0
2
<0.1%
600.0
4
<0.1%
690.0
1
<0.1%
LARGEST VALUES
1000000.0
1
<0.1%
950000.0
1
<0.1%
850000.0
1
<0.1%
640000.0
1
<0.1%
600000.0
1
<0.1%
593660.0
1
<0.1%
500000.0
1
<0.1%
465000.0
1
<0.1%
455400.0
1
<0.1%
450000.0
1
<0.1%
425000.0
1
<0.1%
405000.0
1
<0.1%
400000.0
5
<0.1%
365000.0
1
<0.1%
353660.0
1
<0.1%
verification_status
MISSING:
---
TOP CATEGORIES
loan_status
Verified
9,347
41%
3,356
36%
Not Verified
7,033
31%
2,027
29%
Source Verified
6,583
29%
2,238
34%
ALL
22,963
100%
7,621
33%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status
PROVIDES INFORMATION ON...
verification_status_joint
0.37
grade
0.01
sub_grade
0.01
pub_rec
0.00
sec_app_inq_last_6mths
0.00
open_il_12m
0.00
loan_status
0.00
pub_rec_bankruptcies
0.00
home_ownership
0.00
open_acc_6m
0.00
term
0.00

THESE FEATURES
GIVE INFORMATION
ON verification_status:
verification_status_joint
0.33
sub_grade
0.02
grade
0.01
open_il_12m
0.00
sec_app_inq_last_6mths
0.00
pub_rec
0.00
loan_status
0.00
home_ownership
0.00
pub_rec_bankruptcies
0.00
open_acc_6m
0.00
term
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
CORRELATION RATIO WITH...
installment
0.19
fico_range_low
0.19
fico_range_high
0.19
dti_joint
0.18
sec_app_fico_range_low
0.18
sec_app_fico_range_high
0.18
loan_amnt
0.16
int_rate
0.16
revol_util
0.15
all_util
0.13
sec_app_open_acc
0.13
sec_app_num_rev_accts
0.13
annual_inc
0.11
sec_app_mort_acc
0.10
purpose
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
-0.16
installment
-0.15
revol_util
-0.11
revol_bal_joint
-0.10
max_bal_bc
-0.10
sec_app_open_acc
-0.09
sec_app_num_rev_accts
-0.08
fico_range_low
0.08
fico_range_high
0.08
sec_app_mort_acc
-0.08
revol_bal
-0.07
dti_joint
-0.07
all_util
-0.07
sec_app_fico_range_low
-0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.09
sec_app_inq_last_6mths
0.06
sub_grade
0.06
verification_status_joint
0.06
term
0.06
loan_status
0.05
grade
0.04
pub_rec
0.04
pub_rec_bankruptcies
0.04
verification_status
0.02
open_acc_6m
0.02
open_il_12m
0.01
MOST FREQUENT VALUES
2
14,717
64.1%
1
3,955
17.2%
3
1,593
6.9%
8
1,173
5.1%
5
398
1.7%
6
369
1.6%
10
208
0.9%
0
169
0.7%
7
162
0.7%
4
112
0.5%
11
97
0.4%
9
10
<0.1%
SMALLEST VALUES
0
169
0.7%
1
3,955
17.2%
2
14,717
64.1%
3
1,593
6.9%
4
112
0.5%
5
398
1.7%
6
369
1.6%
7
162
0.7%
8
1,173
5.1%
9
10
<0.1%
10
208
0.9%
11
97
0.4%
LARGEST VALUES
11
97
0.4%
10
208
0.9%
9
10
<0.1%
8
1,173
5.1%
7
162
0.7%
6
369
1.6%
5
398
1.7%
4
112
0.5%
3
1,593
6.9%
2
14,717
64.1%
1
3,955
17.2%
0
169
0.7%
zip_code
MISSING:
---
240
1%
-
-
750xx
213
<1%
-
-
853xx
212
<1%
-
-
945xx
198
<1%
-
-
891xx
189
<1%
-
-
925xx
161
<1%
-
-
852xx
154
<1%
-
-
760xx
151
<1%
-
-
956xx
145
<1%
-
-
917xx
137
<1%
-
-
840xx
132
<1%
-
-
300xx
131
<1%
-
-
117xx
127
<1%
-
-
330xx
125
<1%
-
-
773xx
120
<1%
-
-
920xx
119
<1%
-
-
786xx
117
<1%
-
-
770xx
115
<1%
-
-
953xx
114
<1%
-
-
923xx
114
<1%
-
-
331xx
113
<1%
-
-
850xx
112
<1%
-
-
604xx
111
<1%
-
-
913xx
110
<1%
-
-
928xx
110
<1%
-
-
601xx
109
<1%
-
-
890xx
109
<1%
-
-
782xx
109
<1%
-
-
553xx
109
<1%
-
-
070xx
104
<1%
-
-
080xx
103
<1%
-
-
980xx
101
<1%
-
-
761xx
99
<1%
-
-
301xx
99
<1%
-
-
327xx
99
<1%
-
-
800xx
98
<1%
-
-
926xx
98
<1%
-
-
112xx
97
<1%
-
-
774xx
97
<1%
-
-
775xx
96
<1%
-
-
104xx
92
<1%
-
-
481xx
92
<1%
-
-
851xx
91
<1%
-
-
982xx
89
<1%
-
-
275xx
88
<1%
-
-
334xx
87
<1%
-
-
600xx
85
<1%
-
-
900xx
85
<1%
-
-
347xx
84
<1%
-
-
983xx
84
<1%
-
-
802xx
84
<1%
-
-
430xx
83
<1%
-
-
801xx
82
<1%
-
-
338xx
82
<1%
-
-
480xx
81
<1%
-
-
346xx
80
<1%
-
-
967xx
80
<1%
-
-
605xx
80
<1%
-
-
606xx
79
<1%
-
-
370xx
77
<1%
-
-
201xx
16,181
70%
-
-
(Other)
dti
MISSING:
283
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc
-0.23
dti_joint
0.21
revol_util
0.09
total_bal_il
0.09
all_util
0.08
emp_length
-0.08
open_acc
0.08
revol_bal_joint
0.07
open_il_24m
0.07
mths_since_rcnt_il
-0.07
int_rate
0.07
revol_bal
0.07
max_bal_bc
0.06
total_acc
0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.09
sub_grade
0.08
verification_status
0.08
grade
0.07
open_il_12m
0.06
open_acc_6m
0.02
home_ownership
0.02
pub_rec_bankruptcies
0.02
pub_rec
0.02
sec_app_inq_last_6mths
0.02
term
0.02
loan_status
0.02
MOST FREQUENT VALUES
0.0
45
0.2%
999.0
36
0.2%
19.41
18
<0.1%
24.44
18
<0.1%
23.33
15
<0.1%
22.36
15
<0.1%
29.18
15
<0.1%
15.92
14
<0.1%
12.6
14
<0.1%
15.36
14
<0.1%
24.85
13
<0.1%
17.49
13
<0.1%
13.68
13
<0.1%
27.6
13
<0.1%
25.2
13
<0.1%
SMALLEST VALUES
-1.0
1
<0.1%
0.0
45
0.2%
0.12
1
<0.1%
0.13
1
<0.1%
0.14
1
<0.1%
0.15
1
<0.1%
0.16
2
<0.1%
0.2
1
<0.1%
0.21
1
<0.1%
0.27
1
<0.1%
0.28
1
<0.1%
0.3
1
<0.1%
0.31
2
<0.1%
0.35
2
<0.1%
0.36
1
<0.1%
LARGEST VALUES
999.0
36
0.2%
991.57
1
<0.1%
886.77
1
<0.1%
879.55
1
<0.1%
831.97
1
<0.1%
822.0
1
<0.1%
818.1
1
<0.1%
797.1
1
<0.1%
765.76
1
<0.1%
762.5
1
<0.1%
751.22
1
<0.1%
747.13
1
<0.1%
740.96
1
<0.1%
674.7
1
<0.1%
672.52
1
<0.1%
earliest_cr_line
MISSING:
---
206
<1%
-
-
Sep-2005
204
<1%
-
-
Aug-2005
202
<1%
-
-
Sep-2004
192
<1%
-
-
Aug-2006
178
<1%
-
-
Aug-2004
170
<1%
-
-
Aug-2003
166
<1%
-
-
Nov-2005
163
<1%
-
-
Sep-2003
163
<1%
-
-
Dec-2004
162
<1%
-
-
Oct-2002
160
<1%
-
-
Aug-2002
158
<1%
-
-
Oct-2003
158
<1%
-
-
Nov-2004
158
<1%
-
-
Sep-2006
156
<1%
-
-
Sep-2002
154
<1%
-
-
Oct-2005
154
<1%
-
-
Mar-2004
153
<1%
-
-
Oct-2004
151
<1%
-
-
May-2004
146
<1%
-
-
Jul-2006
146
<1%
-
-
Jun-2004
144
<1%
-
-
Mar-2006
144
<1%
-
-
Oct-2001
143
<1%
-
-
Apr-2005
143
<1%
-
-
Jun-2005
142
<1%
-
-
Mar-2005
141
<1%
-
-
May-2005
139
<1%
-
-
Dec-2005
138
<1%
-
-
Apr-2004
138
<1%
-
-
Feb-2005
137
<1%
-
-
Jul-2004
137
<1%
-
-
Jul-2003
136
<1%
-
-
May-2003
135
<1%
-
-
Nov-2006
134
<1%
-
-
Jun-2003
134
<1%
-
-
Dec-2006
133
<1%
-
-
Apr-2006
133
<1%
-
-
Dec-2003
132
<1%
-
-
Jul-2005
131
<1%
-
-
Jun-2006
130
<1%
-
-
Nov-2002
130
<1%
-
-
Nov-2003
128
<1%
-
-
Sep-2001
128
<1%
-
-
May-2006
126
<1%
-
-
Jan-2006
126
<1%
-
-
Aug-2000
125
<1%
-
-
Oct-2006
124
<1%
-
-
Aug-2007
121
<1%
-
-
May-2002
120
<1%
-
-
Jan-2005
119
<1%
-
-
Feb-2006
118
<1%
-
-
Nov-2000
116
<1%
-
-
Jul-2002
115
<1%
-
-
Nov-2001
115
<1%
-
-
Apr-2003
112
<1%
-
-
Aug-2001
111
<1%
-
-
Feb-2007
111
<1%
-
-
Dec-2002
109
<1%
-
-
Jun-2002
108
<1%
-
-
Mar-2003
14,457
63%
-
-
(Other)
fico_range_low
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_high
1.00
revol_util
-0.52
all_util
-0.47
int_rate
-0.43
sec_app_fico_range_low
0.37
sec_app_fico_range_high
0.37
sec_app_revol_util
-0.28
inq_last_12m
-0.17
open_rv_24m
-0.16
inq_fi
-0.14
open_rv_12m
-0.14
il_util
-0.10
annual_inc_joint
0.09
open_il_24m
-0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.54
grade
0.50
pub_rec
0.26
pub_rec_bankruptcies
0.24
verification_status
0.19
home_ownership
0.11
open_acc_6m
0.09
sec_app_inq_last_6mths
0.08
loan_status
0.08
open_il_12m
0.06
verification_status_joint
0.02
term
0.02
MOST FREQUENT VALUES
660.0
1,858
8.1%
670.0
1,768
7.7%
665.0
1,720
7.5%
680.0
1,707
7.4%
675.0
1,500
6.5%
690.0
1,385
6.0%
685.0
1,367
6.0%
700.0
1,306
5.7%
695.0
1,291
5.6%
705.0
1,090
4.7%
710.0
953
4.2%
715.0
921
4.0%
720.0
791
3.4%
725.0
614
2.7%
730.0
601
2.6%
SMALLEST VALUES
660.0
1,858
8.1%
665.0
1,720
7.5%
670.0
1,768
7.7%
675.0
1,500
6.5%
680.0
1,707
7.4%
685.0
1,367
6.0%
690.0
1,385
6.0%
695.0
1,291
5.6%
700.0
1,306
5.7%
705.0
1,090
4.7%
710.0
953
4.2%
715.0
921
4.0%
720.0
791
3.4%
725.0
614
2.7%
730.0
601
2.6%
LARGEST VALUES
845.0
13
<0.1%
840.0
10
<0.1%
835.0
19
<0.1%
830.0
40
0.2%
825.0
44
0.2%
820.0
67
0.3%
815.0
106
0.5%
810.0
65
0.3%
805.0
123
0.5%
800.0
123
0.5%
795.0
125
0.5%
790.0
157
0.7%
785.0
142
0.6%
780.0
176
0.8%
775.0
237
1.0%
fico_range_high
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_low
1.00
revol_util
-0.52
all_util
-0.47
int_rate
-0.43
sec_app_fico_range_low
0.37
sec_app_fico_range_high
0.37
sec_app_revol_util
-0.28
inq_last_12m
-0.17
open_rv_24m
-0.16
inq_fi
-0.14
open_rv_12m
-0.14
il_util
-0.10
annual_inc_joint
0.09
open_il_24m
-0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.54
grade
0.50
pub_rec
0.26
pub_rec_bankruptcies
0.24
verification_status
0.19
home_ownership
0.11
open_acc_6m
0.09
sec_app_inq_last_6mths
0.08
loan_status
0.08
open_il_12m
0.06
verification_status_joint
0.02
term
0.02
MOST FREQUENT VALUES
664.0
1,858
8.1%
674.0
1,768
7.7%
669.0
1,720
7.5%
684.0
1,707
7.4%
679.0
1,500
6.5%
694.0
1,385
6.0%
689.0
1,367
6.0%
704.0
1,306
5.7%
699.0
1,291
5.6%
709.0
1,090
4.7%
714.0
953
4.2%
719.0
921
4.0%
724.0
791
3.4%
729.0
614
2.7%
734.0
601
2.6%
SMALLEST VALUES
664.0
1,858
8.1%
669.0
1,720
7.5%
674.0
1,768
7.7%
679.0
1,500
6.5%
684.0
1,707
7.4%
689.0
1,367
6.0%
694.0
1,385
6.0%
699.0
1,291
5.6%
704.0
1,306
5.7%
709.0
1,090
4.7%
714.0
953
4.2%
719.0
921
4.0%
724.0
791
3.4%
729.0
614
2.7%
734.0
601
2.6%
LARGEST VALUES
850.0
13
<0.1%
844.0
10
<0.1%
839.0
19
<0.1%
834.0
40
0.2%
829.0
44
0.2%
824.0
67
0.3%
819.0
106
0.5%
814.0
65
0.3%
809.0
123
0.5%
804.0
123
0.5%
799.0
125
0.5%
794.0
157
0.7%
789.0
142
0.6%
784.0
176
0.8%
779.0
237
1.0%
open_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.72
open_act_il
0.53
open_rv_24m
0.47
open_rv_12m
0.35
total_bal_il
0.35
sec_app_open_acc
0.30
revol_bal_joint
0.28
revol_bal
0.28
open_il_24m
0.26
sec_app_num_rev_accts
0.24
dti_joint
0.24
annual_inc_joint
0.20
inq_last_12m
0.18
annual_inc
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_acc_6m
0.27
open_il_12m
0.18
home_ownership
0.13
sub_grade
0.05
verification_status_joint
0.05
term
0.04
grade
0.04
verification_status
0.03
sec_app_inq_last_6mths
0.03
loan_status
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
MOST FREQUENT VALUES
8.0
1,992
8.7%
9.0
1,984
8.6%
10.0
1,965
8.6%
7.0
1,895
8.3%
11.0
1,777
7.7%
12.0
1,626
7.1%
6.0
1,523
6.6%
13.0
1,380
6.0%
5.0
1,184
5.2%
14.0
1,148
5.0%
15.0
917
4.0%
16.0
791
3.4%
4.0
791
3.4%
17.0
624
2.7%
18.0
557
2.4%
SMALLEST VALUES
0.0
1
<0.1%
1.0
34
0.1%
2.0
167
0.7%
3.0
414
1.8%
4.0
791
3.4%
5.0
1,184
5.2%
6.0
1,523
6.6%
7.0
1,895
8.3%
8.0
1,992
8.7%
9.0
1,984
8.6%
10.0
1,965
8.6%
11.0
1,777
7.7%
12.0
1,626
7.1%
13.0
1,380
6.0%
14.0
1,148
5.0%
LARGEST VALUES
61.0
1
<0.1%
50.0
1
<0.1%
48.0
1
<0.1%
45.0
1
<0.1%
44.0
1
<0.1%
43.0
2
<0.1%
42.0
1
<0.1%
41.0
2
<0.1%
40.0
3
<0.1%
39.0
6
<0.1%
38.0
4
<0.1%
37.0
11
<0.1%
36.0
9
<0.1%
35.0
8
<0.1%
34.0
14
<0.1%
pub_rec
MISSING:
---
TOP CATEGORIES
loan_status
0.0
18,634
81%
6,162
33%
1.0
3,832
17%
1,282
33%
2.0
343
1%
132
38%
3.0
98
<1%
29
30%
4.0
34
<1%
11
32%
5.0
10
<1%
2
20%
6.0
6
<1%
2
33%
7.0
4
<1%
1
25%
8.0
2
<1%
0
0%
ALL
22,963
100%
7,621
33%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec
PROVIDES INFORMATION ON...
pub_rec_bankruptcies
0.80
grade
0.00
sub_grade
0.00
open_acc_6m
0.00
verification_status
0.00
open_il_12m
0.00
sec_app_inq_last_6mths
0.00
home_ownership
0.00
term
0.00
verification_status_joint
0.00
loan_status
0.00

THESE FEATURES
GIVE INFORMATION
ON pub_rec:
pub_rec_bankruptcies
0.65
sub_grade
0.02
grade
0.01
open_acc_6m
0.01
verification_status
0.00
open_il_12m
0.00
sec_app_inq_last_6mths
0.00
home_ownership
0.00
verification_status_joint
0.00
term
0.00
loan_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec
CORRELATION RATIO WITH...
fico_range_low
0.26
fico_range_high
0.26
max_bal_bc
0.13
open_rv_24m
0.12
revol_bal_joint
0.12
revol_bal
0.11
inq_last_12m
0.10
open_rv_12m
0.10
inq_fi
0.09
sec_app_fico_range_low
0.09
sec_app_fico_range_high
0.09
sec_app_revol_util
0.07
annual_inc_joint
0.07
int_rate
0.07
revol_bal
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
max_bal_bc
0.58
revol_bal_joint
0.50
annual_inc_joint
0.31
revol_util
0.28
open_acc
0.28
annual_inc
0.25
loan_amnt
0.25
total_acc
0.24
installment
0.23
mort_acc
0.20
sec_app_num_rev_accts
0.17
dti_joint
0.16
sec_app_open_acc
0.16
sec_app_mort_acc
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.14
pub_rec
0.11
pub_rec_bankruptcies
0.11
verification_status_joint
0.06
verification_status
0.05
term
0.05
open_il_12m
0.05
loan_status
0.04
sub_grade
0.04
sec_app_inq_last_6mths
0.03
grade
0.03
open_acc_6m
0.03
MOST FREQUENT VALUES
0.0
276
1.2%
7833.0
6
<0.1%
4235.0
6
<0.1%
8607.0
6
<0.1%
11220.0
6
<0.1%
5294.0
6
<0.1%
5067.0
6
<0.1%
4210.0
6
<0.1%
8955.0
6
<0.1%
10593.0
5
<0.1%
3064.0
5
<0.1%
5796.0
5
<0.1%
9188.0
5
<0.1%
10828.0
5
<0.1%
10.0
5
<0.1%
SMALLEST VALUES
0.0
276
1.2%
2.0
5
<0.1%
3.0
1
<0.1%
4.0
1
<0.1%
6.0
1
<0.1%
7.0
2
<0.1%
8.0
2
<0.1%
9.0
1
<0.1%
10.0
5
<0.1%
11.0
3
<0.1%
12.0
1
<0.1%
13.0
3
<0.1%
14.0
1
<0.1%
16.0
2
<0.1%
17.0
1
<0.1%
LARGEST VALUES
456348.0
1
<0.1%
417296.0
1
<0.1%
375070.0
1
<0.1%
360166.0
1
<0.1%
356446.0
1
<0.1%
347518.0
1
<0.1%
345179.0
1
<0.1%
324593.0
1
<0.1%
314711.0
1
<0.1%
310466.0
1
<0.1%
284201.0
1
<0.1%
273158.0
1
<0.1%
264985.0
1
<0.1%
263949.0
1
<0.1%
260780.0
1
<0.1%
revol_util
MISSING:
40
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
all_util
0.66
fico_range_low
-0.52
fico_range_high
-0.52
sec_app_revol_util
0.50
max_bal_bc
0.33
revol_bal
0.28
int_rate
0.26
revol_bal_joint
0.23
installment
0.17
open_rv_24m
-0.16
dti_joint
0.15
open_rv_12m
-0.14
sec_app_fico_range_low
-0.14
sec_app_fico_range_high
-0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.32
grade
0.30
verification_status
0.15
sec_app_inq_last_6mths
0.14
open_acc_6m
0.14
home_ownership
0.12
open_il_12m
0.05
verification_status_joint
0.04
loan_status
0.03
pub_rec_bankruptcies
0.03
term
0.03
pub_rec
0.02
MOST FREQUENT VALUES
0.0
271
1.2%
44.4
47
0.2%
59.7
43
0.2%
58.5
43
0.2%
51.9
43
0.2%
59.3
43
0.2%
46.4
43
0.2%
52.3
43
0.2%
63.5
42
0.2%
66.6
41
0.2%
47.9
41
0.2%
62.3
41
0.2%
69.2
41
0.2%
58.9
41
0.2%
56.5
40
0.2%
SMALLEST VALUES
0.0
271
1.2%
0.1
19
<0.1%
0.2
20
<0.1%
0.3
20
<0.1%
0.4
22
<0.1%
0.5
20
<0.1%
0.6
12
<0.1%
0.7
10
<0.1%
0.8
12
<0.1%
0.9
9
<0.1%
1.0
10
<0.1%
1.1
15
<0.1%
1.2
14
<0.1%
1.3
9
<0.1%
1.4
14
<0.1%
LARGEST VALUES
136.4
1
<0.1%
117.9
1
<0.1%
117.8
1
<0.1%
113.7
1
<0.1%
112.0
1
<0.1%
109.0
1
<0.1%
108.0
1
<0.1%
107.1
1
<0.1%
106.8
1
<0.1%
105.5
1
<0.1%
104.4
1
<0.1%
103.9
2
<0.1%
103.6
1
<0.1%
103.2
1
<0.1%
102.6
1
<0.1%
total_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.72
total_bal_il
0.43
open_act_il
0.42
open_il_24m
0.37
mort_acc
0.37
total_cu_tl
0.34
open_rv_24m
0.31
sec_app_num_rev_accts
0.29
revol_bal_joint
0.26
sec_app_mort_acc
0.25
annual_inc
0.24
revol_bal
0.24
open_rv_12m
0.24
annual_inc_joint
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.26
open_acc_6m
0.25
home_ownership
0.20
sub_grade
0.08
loan_status
0.06
verification_status_joint
0.06
grade
0.06
term
0.05
verification_status
0.03
pub_rec
0.03
sec_app_inq_last_6mths
0.02
pub_rec_bankruptcies
0.01
MOST FREQUENT VALUES
16.0
858
3.7%
19.0
849
3.7%
20.0
848
3.7%
18.0
844
3.7%
15.0
840
3.7%
17.0
839
3.7%
23.0
834
3.6%
21.0
832
3.6%
22.0
825
3.6%
14.0
819
3.6%
24.0
803
3.5%
13.0
769
3.3%
25.0
735
3.2%
26.0
722
3.1%
12.0
719
3.1%
SMALLEST VALUES
2.0
19
<0.1%
3.0
59
0.3%
4.0
125
0.5%
5.0
182
0.8%
6.0
242
1.1%
7.0
318
1.4%
8.0
377
1.6%
9.0
495
2.2%
10.0
569
2.5%
11.0
597
2.6%
12.0
719
3.1%
13.0
769
3.3%
14.0
819
3.6%
15.0
840
3.7%
16.0
858
3.7%
LARGEST VALUES
104.0
1
<0.1%
101.0
1
<0.1%
98.0
1
<0.1%
97.0
1
<0.1%
96.0
1
<0.1%
89.0
1
<0.1%
87.0
3
<0.1%
85.0
1
<0.1%
84.0
2
<0.1%
83.0
2
<0.1%
82.0
1
<0.1%
81.0
2
<0.1%
80.0
2
<0.1%
79.0
1
<0.1%
78.0
3
<0.1%
annual_inc_joint
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc
0.69
revol_bal_joint
0.49
loan_amnt
0.38
installment
0.34
revol_bal
0.31
max_bal_bc
0.30
total_bal_il
0.27
mort_acc
0.25
sec_app_open_acc
0.24
total_acc
0.23
sec_app_mort_acc
0.23
sec_app_num_rev_accts
0.21
open_acc
0.20
dti_joint
-0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.17
sub_grade
0.16
grade
0.14
verification_status
0.09
pub_rec_bankruptcies
0.08
loan_status
0.08
pub_rec
0.07
open_il_12m
0.07
verification_status_joint
0.06
open_acc_6m
0.06
term
0.06
sec_app_inq_last_6mths
0.05
MOST FREQUENT VALUES
100000.0
407
1.8%
120000.0
399
1.7%
110000.0
394
1.7%
90000.0
374
1.6%
130000.0
335
1.5%
80000.0
329
1.4%
105000.0
299
1.3%
115000.0
290
1.3%
125000.0
277
1.2%
150000.0
275
1.2%
70000.0
270
1.2%
95000.0
269
1.2%
85000.0
259
1.1%
75000.0
252
1.1%
140000.0
240
1.0%
SMALLEST VALUES
11000.0
1
<0.1%
13470.0
1
<0.1%
15850.0
1
<0.1%
17950.0
1
<0.1%
18072.0
1
<0.1%
18122.0
1
<0.1%
18480.0
1
<0.1%
19200.0
1
<0.1%
19560.0
1
<0.1%
19788.0
1
<0.1%
20000.0
1
<0.1%
20280.0
1
<0.1%
20918.0
1
<0.1%
21068.0
1
<0.1%
21192.0
1
<0.1%
LARGEST VALUES
1210000.0
1
<0.1%
1000000.0
1
<0.1%
950000.0
1
<0.1%
913000.0
1
<0.1%
900000.0
1
<0.1%
780000.0
1
<0.1%
725000.0
1
<0.1%
705000.0
1
<0.1%
690000.0
1
<0.1%
686000.0
1
<0.1%
665000.0
1
<0.1%
660000.0
1
<0.1%
650000.0
2
<0.1%
642000.0
1
<0.1%
639600.0
1
<0.1%
dti_joint
MISSING:
3
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal_joint
0.39
sec_app_open_acc
0.31
total_bal_il
0.25
int_rate
0.24
open_acc
0.24
sec_app_open_act_il
0.23
open_il_24m
0.23
open_act_il
0.21
dti
0.21
total_acc
0.20
mths_since_rcnt_il
-0.19
sec_app_num_rev_accts
0.19
annual_inc_joint
-0.18
all_util
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.25
grade
0.24
verification_status_joint
0.22
verification_status
0.18
open_il_12m
0.17
loan_status
0.15
sec_app_inq_last_6mths
0.08
term
0.06
pub_rec
0.04
open_acc_6m
0.04
pub_rec_bankruptcies
0.03
home_ownership
0.02
MOST FREQUENT VALUES
18.1
26
0.1%
19.93
23
0.1%
15.32
22
<0.1%
18.54
21
<0.1%
18.65
21
<0.1%
17.48
21
<0.1%
19.23
20
<0.1%
20.45
20
<0.1%
17.52
20
<0.1%
21.08
20
<0.1%
19.6
19
<0.1%
17.33
19
<0.1%
17.06
19
<0.1%
16.7
19
<0.1%
16.18
19
<0.1%
SMALLEST VALUES
0.0
6
<0.1%
0.13
1
<0.1%
0.19
1
<0.1%
0.21
1
<0.1%
0.23
1
<0.1%
0.29
1
<0.1%
0.3
1
<0.1%
0.32
2
<0.1%
0.39
2
<0.1%
0.43
1
<0.1%
0.44
1
<0.1%
0.5
1
<0.1%
0.53
1
<0.1%
0.58
1
<0.1%
0.67
1
<0.1%
LARGEST VALUES
69.49
1
<0.1%
63.66
1
<0.1%
61.9
1
<0.1%
61.28
1
<0.1%
55.52
1
<0.1%
54.19
1
<0.1%
49.45
1
<0.1%
48.58
1
<0.1%
46.86
1
<0.1%
46.84
1
<0.1%
46.4
1
<0.1%
45.39
1
<0.1%
45.33
1
<0.1%
44.94
1
<0.1%
44.78
1
<0.1%
verification_status_joint
MISSING:
29
(<1%)
TOP CATEGORIES
loan_status
Not Verified
13,701
60%
3,986
29%
Source Verified
5,272
23%
2,044
39%
Verified
3,961
17%
1,585
40%
ALL
22,934
100%
7,621
33%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status_joint
PROVIDES INFORMATION ON...
verification_status
0.33
sec_app_inq_last_6mths
0.04
loan_status
0.01
grade
0.00
sub_grade
0.00
open_il_12m
0.00
home_ownership
0.00
term
0.00
pub_rec_bankruptcies
0.00
pub_rec
0.00
open_acc_6m
0.00

THESE FEATURES
GIVE INFORMATION
ON verification_status_joint:
verification_status
0.37
sec_app_inq_last_6mths
0.04
sub_grade
0.01
grade
0.01
loan_status
0.01
open_il_12m
0.00
home_ownership
0.00
term
0.00
open_acc_6m
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
CORRELATION RATIO WITH...
sec_app_fico_range_high
0.56
sec_app_fico_range_low
0.56
sec_app_revol_util
0.49
sec_app_open_acc
0.40
sec_app_num_rev_accts
0.37
revol_bal_joint
0.36
sec_app_open_act_il
0.27
sec_app_mort_acc
0.25
dti_joint
0.22
emp_length
0.16
int_rate
0.15
annual_inc
0.11
installment
0.10
loan_amnt
0.10
open_acc_6m
MISSING:
276
(1%)
TOP CATEGORIES
loan_status
0.0
9,689
43%
3,182
33%
1.0
7,445
33%
2,469
33%
2.0
3,479
15%
1,161
33%
3.0
1,393
6%
498
36%
4.0
449
2%
165
37%
5.0
159
<1%
53
33%
6.0
50
<1%
19
38%
7.0
11
<1%
3
27%
8.0
9
<1%
3
33%
9.0
3
<1%
1
33%
ALL
22,687
100%
7,621
33%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
open_acc_6m
PROVIDES INFORMATION ON...
open_il_12m
0.08
sec_app_inq_last_6mths
0.01
grade
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
sub_grade
0.00
home_ownership
0.00
verification_status
0.00
verification_status_joint
0.00
loan_status
0.00
term
0.00

THESE FEATURES
GIVE INFORMATION
ON open_acc_6m:
open_il_12m
0.06
sub_grade
0.01
grade
0.01
sec_app_inq_last_6mths
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
home_ownership
0.00
verification_status
0.00
verification_status_joint
0.00
term
0.00
loan_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_acc_6m
CORRELATION RATIO WITH...
open_rv_12m
0.59
open_rv_24m
0.45
inq_last_12m
0.32
open_il_24m
0.32
open_acc
0.27
total_acc
0.25
il_util
0.21
mths_since_rcnt_il
0.21
inq_fi
0.19
total_bal_il
0.16
revol_util
0.14
open_act_il
0.14
int_rate
0.13
total_cu_tl
0.10
open_act_il
MISSING:
276
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.55
open_acc
0.53
total_acc
0.42
open_il_24m
0.40
all_util
0.36
mths_since_rcnt_il
-0.27
il_util
0.27
sec_app_open_act_il
0.22
dti_joint
0.21
annual_inc
0.14
total_cu_tl
0.13
inq_last_12m
0.12
annual_inc_joint
0.11
inq_fi
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.31
open_acc_6m
0.14
home_ownership
0.08
sub_grade
0.06
grade
0.04
verification_status_joint
0.03
verification_status
0.03
pub_rec
0.03
term
0.03
pub_rec_bankruptcies
0.02
sec_app_inq_last_6mths
0.02
loan_status
0.01
MOST FREQUENT VALUES
2.0
5,469
24.1%
1.0
5,391
23.8%
3.0
3,584
15.8%
0.0
2,662
11.7%
4.0
2,189
9.6%
5.0
1,077
4.7%
6.0
617
2.7%
7.0
390
1.7%
8.0
308
1.4%
9.0
230
1.0%
10.0
161
0.7%
11.0
131
0.6%
13.0
98
0.4%
12.0
89
0.4%
14.0
66
0.3%
SMALLEST VALUES
0.0
2,662
11.7%
1.0
5,391
23.8%
2.0
5,469
24.1%
3.0
3,584
15.8%
4.0
2,189
9.6%
5.0
1,077
4.7%
6.0
617
2.7%
7.0
390
1.7%
8.0
308
1.4%
9.0
230
1.0%
10.0
161
0.7%
11.0
131
0.6%
12.0
89
0.4%
13.0
98
0.4%
14.0
66
0.3%
LARGEST VALUES
40.0
1
<0.1%
32.0
1
<0.1%
30.0
1
<0.1%
28.0
2
<0.1%
27.0
1
<0.1%
26.0
3
<0.1%
25.0
5
<0.1%
24.0
4
<0.1%
23.0
5
<0.1%
22.0
9
<0.1%
21.0
6
<0.1%
20.0
21
<0.1%
19.0
15
<0.1%
18.0
26
0.1%
17.0
35
0.2%
open_il_12m
MISSING:
276
(1%)
TOP CATEGORIES
loan_status
0.0
11,926
53%
3,981
33%
1.0
7,004
31%
2,280
33%
2.0
2,662
12%
892
34%
3.0
763
3%
290
38%
4.0
245
1%
80
33%
5.0
75
<1%
25
33%
6.0
12
<1%
6
50%
ALL
22,687
100%
7,621
33%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
open_il_12m
PROVIDES INFORMATION ON...
open_acc_6m
0.06
grade
0.01
sub_grade
0.00
verification_status
0.00
pub_rec
0.00
verification_status_joint
0.00
home_ownership
0.00
sec_app_inq_last_6mths
0.00
pub_rec_bankruptcies
0.00
term
0.00
loan_status
0.00

THESE FEATURES
GIVE INFORMATION
ON open_il_12m:
open_acc_6m
0.08
sub_grade
0.01
grade
0.01
verification_status
0.00
verification_status_joint
0.00
sec_app_inq_last_6mths
0.00
home_ownership
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
term
0.00
loan_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
CORRELATION RATIO WITH...
open_il_24m
0.73
mths_since_rcnt_il
0.50
il_util
0.45
inq_last_12m
0.41
total_bal_il
0.36
open_act_il
0.31
inq_fi
0.29
all_util
0.28
total_acc
0.26
total_cu_tl
0.23
open_acc
0.18
dti_joint
0.17
int_rate
0.16
annual_inc
0.12
open_il_24m
MISSING:
276
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_rcnt_il
-0.49
total_bal_il
0.44
open_act_il
0.40
total_acc
0.37
inq_fi
0.36
il_util
0.32
inq_last_12m
0.32
total_cu_tl
0.31
all_util
0.28
open_acc
0.26
dti_joint
0.23
int_rate
0.17
annual_inc
0.15
sec_app_open_act_il
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.73
open_acc_6m
0.32
sub_grade
0.18
grade
0.17
verification_status
0.08
home_ownership
0.08
verification_status_joint
0.08
pub_rec
0.06
pub_rec_bankruptcies
0.06
term
0.05
sec_app_inq_last_6mths
0.05
loan_status
0.01
MOST FREQUENT VALUES
1.0
6,817
30.0%
0.0
5,958
26.3%
2.0
4,630
20.4%
3.0
2,624
11.6%
4.0
1,320
5.8%
5.0
694
3.1%
6.0
350
1.5%
7.0
139
0.6%
8.0
80
0.4%
9.0
35
0.2%
10.0
17
<0.1%
12.0
8
<0.1%
11.0
7
<0.1%
13.0
4
<0.1%
17.0
2
<0.1%
SMALLEST VALUES
0.0
5,958
26.3%
1.0
6,817
30.0%
2.0
4,630
20.4%
3.0
2,624
11.6%
4.0
1,320
5.8%
5.0
694
3.1%
6.0
350
1.5%
7.0
139
0.6%
8.0
80
0.4%
9.0
35
0.2%
10.0
17
<0.1%
11.0
7
<0.1%
12.0
8
<0.1%
13.0
4
<0.1%
14.0
1
<0.1%
LARGEST VALUES
17.0
2
<0.1%
15.0
1
<0.1%
14.0
1
<0.1%
13.0
4
<0.1%
12.0
8
<0.1%
11.0
7
<0.1%
10.0
17
<0.1%
9.0
35
0.2%
8.0
80
0.4%
7.0
139
0.6%
6.0
350
1.5%
5.0
694
3.1%
4.0
1,320
5.8%
3.0
2,624
11.6%
2.0
4,630
20.4%
mths_since_rcnt_il
MISSING:
935
(4%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_il_24m
-0.49
il_util
-0.36
total_bal_il
-0.31
open_act_il
-0.27
all_util
-0.24
inq_last_12m
-0.23
inq_fi
-0.22
total_acc
-0.20
dti_joint
-0.19
open_acc
-0.17
total_cu_tl
-0.17
annual_inc
-0.10
int_rate
-0.10
emp_length
-0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.50
open_acc_6m
0.21
sub_grade
0.11
grade
0.10
verification_status
0.06
pub_rec
0.05
home_ownership
0.05
pub_rec_bankruptcies
0.05
verification_status_joint
0.03
term
0.03
sec_app_inq_last_6mths
0.01
loan_status
0.01
MOST FREQUENT VALUES
4.0
1,120
5.1%
5.0
1,032
4.7%
6.0
1,029
4.7%
7.0
1,014
4.6%
3.0
993
4.5%
2.0
959
4.4%
8.0
936
4.2%
9.0
875
4.0%
10.0
832
3.8%
11.0
776
3.5%
13.0
716
3.3%
14.0
684
3.1%
12.0
667
3.0%
15.0
642
2.9%
16.0
566
2.6%
SMALLEST VALUES
0.0
10
<0.1%
1.0
518
2.4%
2.0
959
4.4%
3.0
993
4.5%
4.0
1,120
5.1%
5.0
1,032
4.7%
6.0
1,029
4.7%
7.0
1,014
4.6%
8.0
936
4.2%
9.0
875
4.0%
10.0
832
3.8%
11.0
776
3.5%
12.0
667
3.0%
13.0
716
3.3%
14.0
684
3.1%
LARGEST VALUES
326.0
1
<0.1%
315.0
1
<0.1%
265.0
1
<0.1%
252.0
1
<0.1%
248.0
1
<0.1%
244.0
1
<0.1%
237.0
1
<0.1%
235.0
1
<0.1%
226.0
1
<0.1%
219.0
1
<0.1%
218.0
1
<0.1%
213.0
1
<0.1%
210.0
1
<0.1%
209.0
1
<0.1%
203.0
1
<0.1%
total_bal_il
MISSING:
276
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_act_il
0.55
open_il_24m
0.44
total_acc
0.43
open_acc
0.35
il_util
0.31
mths_since_rcnt_il
-0.31
all_util
0.30
annual_inc
0.28
annual_inc_joint
0.27
dti_joint
0.25
inq_last_12m
0.20
sec_app_open_act_il
0.19
total_cu_tl
0.19
inq_fi
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.36
open_acc_6m
0.16
home_ownership
0.10
verification_status_joint
0.07
sub_grade
0.05
verification_status
0.05
term
0.05
grade
0.04
loan_status
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
sec_app_inq_last_6mths
0.02
MOST FREQUENT VALUES
0.0
2,537
11.2%
26858.0
4
<0.1%
14450.0
4
<0.1%
21928.0
4
<0.1%
32134.0
4
<0.1%
27694.0
4
<0.1%
58502.0
4
<0.1%
32035.0
4
<0.1%
15226.0
4
<0.1%
31572.0
4
<0.1%
12968.0
4
<0.1%
30907.0
4
<0.1%
16669.0
4
<0.1%
36994.0
4
<0.1%
22005.0
4
<0.1%
SMALLEST VALUES
0.0
2,537
11.2%
1.0
2
<0.1%
26.0
1
<0.1%
37.0
2
<0.1%
55.0
1
<0.1%
62.0
1
<0.1%
80.0
2
<0.1%
98.0
1
<0.1%
188.0
1
<0.1%
208.0
1
<0.1%
219.0
1
<0.1%
220.0
1
<0.1%
224.0
1
<0.1%
225.0
1
<0.1%
231.0
1
<0.1%
LARGEST VALUES
923836.0
1
<0.1%
591166.0
1
<0.1%
588144.0
1
<0.1%
532012.0
1
<0.1%
482527.0
1
<0.1%
470691.0
1
<0.1%
463223.0
1
<0.1%
456806.0
1
<0.1%
452030.0
1
<0.1%
443728.0
1
<0.1%
430903.0
1
<0.1%
417678.0
1
<0.1%
414421.0
1
<0.1%
398823.0
1
<0.1%
390814.0
1
<0.1%
il_util
MISSING:
3,921
(17%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
all_util
0.64
mths_since_rcnt_il
-0.36
open_il_24m
0.32
total_bal_il
0.31
open_act_il
0.27
inq_last_12m
0.18
inq_fi
0.15
int_rate
0.13
open_acc
0.12
total_acc
0.11
fico_range_high
-0.10
fico_range_low
-0.10
sec_app_open_act_il
0.08
max_bal_bc
-0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.45
open_acc_6m
0.21
sub_grade
0.12
grade
0.11
home_ownership
0.08
verification_status
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.04
term
0.04
verification_status_joint
0.03
sec_app_inq_last_6mths
0.01
loan_status
0.00
MOST FREQUENT VALUES
86.0
408
2.1%
83.0
406
2.1%
81.0
402
2.1%
78.0
397
2.1%
76.0
391
2.1%
84.0
383
2.0%
88.0
380
2.0%
82.0
374
2.0%
77.0
373
2.0%
80.0
370
1.9%
85.0
366
1.9%
73.0
362
1.9%
75.0
361
1.9%
71.0
359
1.9%
74.0
356
1.9%
SMALLEST VALUES
0.0
4
<0.1%
1.0
7
<0.1%
2.0
11
<0.1%
3.0
15
<0.1%
4.0
7
<0.1%
5.0
19
<0.1%
6.0
13
<0.1%
7.0
11
<0.1%
8.0
27
0.1%
9.0
19
<0.1%
10.0
21
0.1%
11.0
23
0.1%
12.0
21
0.1%
13.0
35
0.2%
14.0
35
0.2%
LARGEST VALUES
228.0
1
<0.1%
217.0
1
<0.1%
177.0
1
<0.1%
173.0
2
<0.1%
170.0
1
<0.1%
164.0
2
<0.1%
161.0
1
<0.1%
159.0
1
<0.1%
157.0
1
<0.1%
156.0
1
<0.1%
154.0
1
<0.1%
153.0
1
<0.1%
152.0
1
<0.1%
151.0
2
<0.1%
149.0
2
<0.1%
open_rv_12m
MISSING:
276
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_24m
0.75
open_acc
0.35
inq_last_12m
0.27
total_acc
0.24
revol_util
-0.14
fico_range_high
-0.14
fico_range_low
-0.14
sec_app_num_rev_accts
0.14
int_rate
0.12
sec_app_open_acc
0.11
sec_app_revol_util
-0.11
inq_fi
0.11
all_util
-0.10
max_bal_bc
-0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_acc_6m
0.59
sub_grade
0.14
grade
0.12
pub_rec
0.10
pub_rec_bankruptcies
0.09
sec_app_inq_last_6mths
0.08
open_il_12m
0.07
verification_status
0.04
loan_status
0.03
term
0.02
home_ownership
0.02
verification_status_joint
0.02
MOST FREQUENT VALUES
0.0
8,497
37.5%
1.0
6,963
30.7%
2.0
3,998
17.6%
3.0
1,815
8.0%
4.0
788
3.5%
5.0
332
1.5%
6.0
154
0.7%
7.0
65
0.3%
8.0
37
0.2%
9.0
17
<0.1%
11.0
8
<0.1%
10.0
6
<0.1%
12.0
3
<0.1%
15.0
2
<0.1%
13.0
1
<0.1%
SMALLEST VALUES
0.0
8,497
37.5%
1.0
6,963
30.7%
2.0
3,998
17.6%
3.0
1,815
8.0%
4.0
788
3.5%
5.0
332
1.5%
6.0
154
0.7%
7.0
65
0.3%
8.0
37
0.2%
9.0
17
<0.1%
10.0
6
<0.1%
11.0
8
<0.1%
12.0
3
<0.1%
13.0
1
<0.1%
14.0
1
<0.1%
LARGEST VALUES
15.0
2
<0.1%
14.0
1
<0.1%
13.0
1
<0.1%
12.0
3
<0.1%
11.0
8
<0.1%
10.0
6
<0.1%
9.0
17
<0.1%
8.0
37
0.2%
7.0
65
0.3%
6.0
154
0.7%
5.0
332
1.5%
4.0
788
3.5%
3.0
1,815
8.0%
2.0
3,998
17.6%
1.0
6,963
30.7%
open_rv_24m
MISSING:
276
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_12m
0.75
open_acc
0.47
total_acc
0.31
inq_last_12m
0.26
sec_app_num_rev_accts
0.17
fico_range_high
-0.16
fico_range_low
-0.16
revol_util
-0.16
inq_fi
0.15
sec_app_open_acc
0.15
sec_app_revol_util
-0.14
int_rate
0.14
all_util
-0.10
open_il_24m
0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_acc_6m
0.45
sub_grade
0.15
grade
0.14
pub_rec
0.12
pub_rec_bankruptcies
0.12
sec_app_inq_last_6mths
0.08
open_il_12m
0.08
verification_status
0.05
home_ownership
0.04
loan_status
0.03
term
0.02
verification_status_joint
0.01
MOST FREQUENT VALUES
1.0
4,979
21.9%
2.0
4,579
20.2%
0.0
3,570
15.7%
3.0
3,387
14.9%
4.0
2,293
10.1%
5.0
1,485
6.5%
6.0
909
4.0%
7.0
553
2.4%
8.0
352
1.6%
9.0
209
0.9%
10.0
122
0.5%
11.0
85
0.4%
12.0
62
0.3%
13.0
36
0.2%
15.0
15
<0.1%
SMALLEST VALUES
0.0
3,570
15.7%
1.0
4,979
21.9%
2.0
4,579
20.2%
3.0
3,387
14.9%
4.0
2,293
10.1%
5.0
1,485
6.5%
6.0
909
4.0%
7.0
553
2.4%
8.0
352
1.6%
9.0
209
0.9%
10.0
122
0.5%
11.0
85
0.4%
12.0
62
0.3%
13.0
36
0.2%
14.0
12
<0.1%
LARGEST VALUES
27.0
1
<0.1%
25.0
2
<0.1%
24.0
1
<0.1%
23.0
1
<0.1%
22.0
2
<0.1%
21.0
3
<0.1%
20.0
2
<0.1%
19.0
4
<0.1%
18.0
3
<0.1%
17.0
8
<0.1%
16.0
12
<0.1%
15.0
15
<0.1%
14.0
12
<0.1%
13.0
36
0.2%
12.0
62
0.3%
max_bal_bc
MISSING:
276
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal
0.58
revol_bal_joint
0.52
revol_util
0.33
annual_inc_joint
0.30
loan_amnt
0.29
installment
0.26
annual_inc
0.24
mort_acc
0.22
sec_app_mort_acc
0.18
total_acc
0.15
open_acc
0.14
all_util
0.14
sec_app_revol_util
0.14
sec_app_fico_range_low
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.14
pub_rec
0.13
pub_rec_bankruptcies
0.12
sub_grade
0.08
grade
0.07
open_acc_6m
0.07
loan_status
0.06
sec_app_inq_last_6mths
0.06
open_il_12m
0.05
term
0.05
verification_status_joint
0.04
verification_status
0.03
MOST FREQUENT VALUES
0.0
1,028
4.5%
4867.0
12
<0.1%
3920.0
12
<0.1%
3550.0
10
<0.1%
5067.0
10
<0.1%
2947.0
9
<0.1%
3000.0
9
<0.1%
4000.0
9
<0.1%
8.0
9
<0.1%
4896.0
9
<0.1%
1858.0
9
<0.1%
1648.0
9
<0.1%
3452.0
8
<0.1%
3527.0
8
<0.1%
4781.0
8
<0.1%
SMALLEST VALUES
0.0
1,028
4.5%
1.0
2
<0.1%
2.0
7
<0.1%
3.0
2
<0.1%
4.0
3
<0.1%
5.0
1
<0.1%
6.0
4
<0.1%
7.0
3
<0.1%
8.0
9
<0.1%
9.0
7
<0.1%
10.0
5
<0.1%
11.0
6
<0.1%
12.0
3
<0.1%
13.0
3
<0.1%
14.0
5
<0.1%
LARGEST VALUES
157167.0
1
<0.1%
149204.0
1
<0.1%
75982.0
1
<0.1%
74271.0
1
<0.1%
71910.0
1
<0.1%
54146.0
1
<0.1%
53798.0
1
<0.1%
51107.0
1
<0.1%
50348.0
1
<0.1%
49410.0
1
<0.1%
49203.0
1
<0.1%
47647.0
1
<0.1%
46040.0
1
<0.1%
44945.0
1
<0.1%
43578.0
1
<0.1%
all_util
MISSING:
288
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_util
0.66
il_util
0.64
fico_range_high
-0.47
fico_range_low
-0.47
open_act_il
0.36
sec_app_revol_util
0.33
total_bal_il
0.30
int_rate
0.29
open_il_24m
0.28
mths_since_rcnt_il
-0.24
dti_joint
0.17
max_bal_bc
0.14
sec_app_fico_range_low
-0.13
sec_app_fico_range_high
-0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.32
grade
0.30
open_il_12m
0.28
verification_status
0.13
home_ownership
0.11
open_acc_6m
0.07
sec_app_inq_last_6mths
0.07
verification_status_joint
0.03
pub_rec
0.03
term
0.03
loan_status
0.03
pub_rec_bankruptcies
0.02
MOST FREQUENT VALUES
68.0
492
2.2%
64.0
489
2.2%
67.0
468
2.1%
59.0
465
2.1%
70.0
465
2.1%
71.0
461
2.0%
66.0
458
2.0%
63.0
451
2.0%
69.0
450
2.0%
75.0
447
2.0%
74.0
435
1.9%
72.0
425
1.9%
65.0
424
1.9%
60.0
413
1.8%
57.0
410
1.8%
SMALLEST VALUES
0.0
91
0.4%
1.0
38
0.2%
2.0
29
0.1%
3.0
39
0.2%
4.0
40
0.2%
5.0
41
0.2%
6.0
35
0.2%
7.0
50
0.2%
8.0
47
0.2%
9.0
42
0.2%
10.0
54
0.2%
11.0
44
0.2%
12.0
50
0.2%
13.0
61
0.3%
14.0
46
0.2%
LARGEST VALUES
177.0
1
<0.1%
142.0
1
<0.1%
137.0
1
<0.1%
135.0
1
<0.1%
133.0
1
<0.1%
131.0
2
<0.1%
129.0
1
<0.1%
127.0
1
<0.1%
126.0
2
<0.1%
125.0
1
<0.1%
124.0
2
<0.1%
123.0
2
<0.1%
122.0
3
<0.1%
120.0
1
<0.1%
119.0
6
<0.1%
inq_fi
MISSING:
276
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_12m
0.57
open_il_24m
0.36
mths_since_rcnt_il
-0.22
total_bal_il
0.18
int_rate
0.16
total_acc
0.16
open_rv_24m
0.15
il_util
0.15
fico_range_high
-0.14
fico_range_low
-0.14
all_util
0.12
open_acc
0.12
open_act_il
0.11
open_rv_12m
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.29
open_acc_6m
0.19
sub_grade
0.17
grade
0.16
sec_app_inq_last_6mths
0.10
pub_rec
0.09
pub_rec_bankruptcies
0.09
home_ownership
0.08
verification_status
0.05
verification_status_joint
0.04
loan_status
0.02
term
0.02
MOST FREQUENT VALUES
0.0
10,348
45.6%
1.0
5,579
24.6%
2.0
3,232
14.2%
3.0
1,671
7.4%
4.0
816
3.6%
5.0
444
2.0%
6.0
239
1.1%
7.0
158
0.7%
8.0
76
0.3%
9.0
53
0.2%
10.0
26
0.1%
11.0
15
<0.1%
12.0
10
<0.1%
13.0
8
<0.1%
14.0
4
<0.1%
SMALLEST VALUES
0.0
10,348
45.6%
1.0
5,579
24.6%
2.0
3,232
14.2%
3.0
1,671
7.4%
4.0
816
3.6%
5.0
444
2.0%
6.0
239
1.1%
7.0
158
0.7%
8.0
76
0.3%
9.0
53
0.2%
10.0
26
0.1%
11.0
15
<0.1%
12.0
10
<0.1%
13.0
8
<0.1%
14.0
4
<0.1%
LARGEST VALUES
27.0
1
<0.1%
23.0
1
<0.1%
22.0
1
<0.1%
17.0
1
<0.1%
16.0
3
<0.1%
15.0
1
<0.1%
14.0
4
<0.1%
13.0
8
<0.1%
12.0
10
<0.1%
11.0
15
<0.1%
10.0
26
0.1%
9.0
53
0.2%
8.0
76
0.3%
7.0
158
0.7%
6.0
239
1.1%
total_cu_tl
MISSING:
276
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.34
open_il_24m
0.31
mort_acc
0.20
total_bal_il
0.19
mths_since_rcnt_il
-0.17
sec_app_mort_acc
0.17
open_acc
0.14
open_act_il
0.13
dti_joint
0.13
annual_inc
0.11
revol_bal_joint
0.10
all_util
0.10
revol_bal
0.09
emp_length
0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.23
home_ownership
0.12
open_acc_6m
0.10
verification_status_joint
0.05
term
0.05
verification_status
0.04
sub_grade
0.04
loan_status
0.03
sec_app_inq_last_6mths
0.02
grade
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.01
MOST FREQUENT VALUES
0.0
10,287
45.3%
1.0
3,943
17.4%
2.0
2,370
10.4%
3.0
1,594
7.0%
4.0
1,167
5.1%
5.0
822
3.6%
6.0
671
3.0%
7.0
436
1.9%
8.0
323
1.4%
9.0
247
1.1%
10.0
190
0.8%
11.0
147
0.6%
12.0
111
0.5%
13.0
85
0.4%
14.0
68
0.3%
SMALLEST VALUES
0.0
10,287
45.3%
1.0
3,943
17.4%
2.0
2,370
10.4%
3.0
1,594
7.0%
4.0
1,167
5.1%
5.0
822
3.6%
6.0
671
3.0%
7.0
436
1.9%
8.0
323
1.4%
9.0
247
1.1%
10.0
190
0.8%
11.0
147
0.6%
12.0
111
0.5%
13.0
85
0.4%
14.0
68
0.3%
LARGEST VALUES
48.0
1
<0.1%
36.0
1
<0.1%
35.0
2
<0.1%
34.0
1
<0.1%
32.0
1
<0.1%
31.0
2
<0.1%
30.0
2
<0.1%
29.0
2
<0.1%
28.0
1
<0.1%
27.0
4
<0.1%
26.0
1
<0.1%
25.0
3
<0.1%
24.0
8
<0.1%
23.0
7
<0.1%
22.0
12
<0.1%
inq_last_12m
MISSING:
276
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_fi
0.57
open_il_24m
0.32
open_rv_12m
0.27
open_rv_24m
0.26
mths_since_rcnt_il
-0.23
total_acc
0.21
total_bal_il
0.20
open_acc
0.18
int_rate
0.18
il_util
0.18
fico_range_low
-0.17
fico_range_high
-0.17
open_act_il
0.12
all_util
0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.41
open_acc_6m
0.32
sub_grade
0.19
grade
0.18
sec_app_inq_last_6mths
0.14
pub_rec
0.10
pub_rec_bankruptcies
0.09
home_ownership
0.08
verification_status
0.06
loan_status
0.03
verification_status_joint
0.03
term
0.02
MOST FREQUENT VALUES
0.0
5,733
25.3%
1.0
5,211
23.0%
2.0
3,773
16.6%
3.0
2,653
11.7%
4.0
1,793
7.9%
5.0
1,173
5.2%
6.0
794
3.5%
7.0
520
2.3%
8.0
322
1.4%
9.0
239
1.1%
10.0
155
0.7%
11.0
84
0.4%
12.0
55
0.2%
13.0
55
0.2%
14.0
42
0.2%
SMALLEST VALUES
0.0
5,733
25.3%
1.0
5,211
23.0%
2.0
3,773
16.6%
3.0
2,653
11.7%
4.0
1,793
7.9%
5.0
1,173
5.2%
6.0
794
3.5%
7.0
520
2.3%
8.0
322
1.4%
9.0
239
1.1%
10.0
155
0.7%
11.0
84
0.4%
12.0
55
0.2%
13.0
55
0.2%
14.0
42
0.2%
LARGEST VALUES
40.0
1
<0.1%
33.0
1
<0.1%
30.0
1
<0.1%
29.0
1
<0.1%
27.0
1
<0.1%
26.0
2
<0.1%
24.0
3
<0.1%
23.0
1
<0.1%
22.0
3
<0.1%
21.0
2
<0.1%
20.0
9
<0.1%
19.0
6
<0.1%
18.0
9
<0.1%
17.0
9
<0.1%
16.0
19
<0.1%
mort_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_mort_acc
0.70
total_acc
0.37
annual_inc
0.25
annual_inc_joint
0.25
revol_bal_joint
0.22
max_bal_bc
0.22
sec_app_fico_range_low
0.21
sec_app_fico_range_high
0.21
total_cu_tl
0.20
revol_bal
0.20
sec_app_num_rev_accts
0.17
loan_amnt
0.16
int_rate
-0.16
emp_length
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.46
sub_grade
0.17
grade
0.16
loan_status
0.12
verification_status_joint
0.07
open_il_12m
0.06
term
0.06
open_acc_6m
0.05
pub_rec
0.05
verification_status
0.04
pub_rec_bankruptcies
0.04
sec_app_inq_last_6mths
0.04
MOST FREQUENT VALUES
0.0
6,878
30.0%
1.0
4,856
21.1%
2.0
4,202
18.3%
3.0
3,013
13.1%
4.0
1,904
8.3%
5.0
1,088
4.7%
6.0
555
2.4%
7.0
256
1.1%
8.0
102
0.4%
9.0
57
0.2%
10.0
20
<0.1%
11.0
17
<0.1%
12.0
6
<0.1%
13.0
4
<0.1%
14.0
2
<0.1%
SMALLEST VALUES
0.0
6,878
30.0%
1.0
4,856
21.1%
2.0
4,202
18.3%
3.0
3,013
13.1%
4.0
1,904
8.3%
5.0
1,088
4.7%
6.0
555
2.4%
7.0
256
1.1%
8.0
102
0.4%
9.0
57
0.2%
10.0
20
<0.1%
11.0
17
<0.1%
12.0
6
<0.1%
13.0
4
<0.1%
14.0
2
<0.1%
LARGEST VALUES
19.0
1
<0.1%
18.0
1
<0.1%
15.0
1
<0.1%
14.0
2
<0.1%
13.0
4
<0.1%
12.0
6
<0.1%
11.0
17
<0.1%
10.0
20
<0.1%
9.0
57
0.2%
8.0
102
0.4%
7.0
256
1.1%
6.0
555
2.4%
5.0
1,088
4.7%
4.0
1,904
8.3%
3.0
3,013
13.1%
pub_rec_bankruptcies
MISSING:
---
TOP CATEGORIES
loan_status
0.0
19,355
84%
6,412
33%
1.0
3,463
15%
1,152
33%
2.0
126
<1%
51
40%
3.0
16
<1%
4
25%
4.0
2
<1%
2
100%
6.0
1
<1%
0
0%
ALL
22,963
100%
7,621
33%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec_bankruptcies
PROVIDES INFORMATION ON...
pub_rec
0.65
grade
0.00
sub_grade
0.00
open_acc_6m
0.00
home_ownership
0.00
verification_status
0.00
open_il_12m
0.00
sec_app_inq_last_6mths
0.00
term
0.00
verification_status_joint
0.00
loan_status
0.00

THESE FEATURES
GIVE INFORMATION
ON pub_rec_bankruptcies:
pub_rec
0.80
sub_grade
0.02
grade
0.01
open_acc_6m
0.01
verification_status
0.00
home_ownership
0.00
open_il_12m
0.00
sec_app_inq_last_6mths
0.00
verification_status_joint
0.00
term
0.00
loan_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
CORRELATION RATIO WITH...
fico_range_low
0.24
fico_range_high
0.24
max_bal_bc
0.12
open_rv_24m
0.12
revol_bal
0.11
revol_bal_joint
0.09
inq_last_12m
0.09
open_rv_12m
0.09
inq_fi
0.09
annual_inc_joint
0.08
int_rate
0.07
loan_amnt
0.06
open_il_24m
0.06
sec_app_open_act_il
0.05
revol_bal_joint
MISSING:
7,493
(33%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
max_bal_bc
0.52
revol_bal
0.50
annual_inc_joint
0.49
sec_app_open_acc
0.40
dti_joint
0.39
sec_app_num_rev_accts
0.37
loan_amnt
0.36
installment
0.34
annual_inc
0.30
open_acc
0.28
total_acc
0.26
sec_app_mort_acc
0.25
revol_util
0.23
mort_acc
0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.36
sec_app_inq_last_6mths
0.28
pub_rec
0.12
term
0.11
sub_grade
0.10
home_ownership
0.09
pub_rec_bankruptcies
0.09
verification_status
0.06
loan_status
0.06
grade
0.05
open_il_12m
0.04
open_acc_6m
0.04
MOST FREQUENT VALUES
0.0
20
0.1%
21280.0
5
<0.1%
15424.0
4
<0.1%
11327.0
4
<0.1%
15481.0
4
<0.1%
10302.0
4
<0.1%
11771.0
4
<0.1%
20806.0
4
<0.1%
9532.0
4
<0.1%
47861.0
4
<0.1%
42579.0
4
<0.1%
32178.0
4
<0.1%
39819.0
4
<0.1%
10209.0
4
<0.1%
7392.0
4
<0.1%
SMALLEST VALUES
0.0
20
0.1%
2.0
1
<0.1%
18.0
1
<0.1%
19.0
1
<0.1%
24.0
1
<0.1%
27.0
1
<0.1%
30.0
1
<0.1%
63.0
1
<0.1%
68.0
1
<0.1%
85.0
1
<0.1%
99.0
1
<0.1%
100.0
2
<0.1%
108.0
1
<0.1%
133.0
1
<0.1%
134.0
1
<0.1%
LARGEST VALUES
357135.0
1
<0.1%
304206.0
1
<0.1%
279083.0
1
<0.1%
257719.0
1
<0.1%
240218.0
1
<0.1%
235505.0
1
<0.1%
219950.0
1
<0.1%
198890.0
1
<0.1%
197517.0
1
<0.1%
197406.0
1
<0.1%
196962.0
1
<0.1%
195464.0
1
<0.1%
194641.0
1
<0.1%
192815.0
1
<0.1%
190951.0
1
<0.1%
sec_app_fico_range_low
MISSING:
7,492
(33%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_fico_range_high
1.00
sec_app_revol_util
-0.42
fico_range_low
0.37
fico_range_high
0.37
int_rate
-0.34
sec_app_mort_acc
0.29
mort_acc
0.21
loan_amnt
0.21
sec_app_open_acc
0.18
sec_app_num_rev_accts
0.17
revol_bal_joint
0.16
revol_util
-0.14
max_bal_bc
0.14
all_util
-0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.56
sec_app_inq_last_6mths
0.45
verification_status
0.18
sub_grade
0.17
grade
0.11
pub_rec
0.09
loan_status
0.06
term
0.06
pub_rec_bankruptcies
0.05
home_ownership
0.04
open_acc_6m
0.03
open_il_12m
0.03
MOST FREQUENT VALUES
660.0
870
5.6%
665.0
850
5.5%
670.0
837
5.4%
650.0
780
5.0%
655.0
775
5.0%
675.0
757
4.9%
680.0
694
4.5%
645.0
678
4.4%
690.0
652
4.2%
685.0
612
4.0%
640.0
588
3.8%
695.0
555
3.6%
635.0
528
3.4%
630.0
490
3.2%
620.0
405
2.6%
SMALLEST VALUES
540.0
75
0.5%
545.0
48
0.3%
550.0
79
0.5%
555.0
79
0.5%
560.0
73
0.5%
565.0
87
0.6%
570.0
88
0.6%
575.0
131
0.8%
580.0
123
0.8%
585.0
138
0.9%
590.0
144
0.9%
595.0
154
1.0%
600.0
192
1.2%
605.0
229
1.5%
610.0
252
1.6%
LARGEST VALUES
840.0
1
<0.1%
830.0
2
<0.1%
825.0
2
<0.1%
820.0
5
<0.1%
815.0
15
<0.1%
810.0
18
0.1%
805.0
10
<0.1%
800.0
17
0.1%
795.0
17
0.1%
790.0
35
0.2%
785.0
25
0.2%
780.0
44
0.3%
775.0
48
0.3%
770.0
40
0.3%
765.0
43
0.3%
sec_app_fico_range_high
MISSING:
7,492
(33%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_fico_range_low
1.00
sec_app_revol_util
-0.42
fico_range_low
0.37
fico_range_high
0.37
int_rate
-0.34
sec_app_mort_acc
0.29
mort_acc
0.21
loan_amnt
0.21
sec_app_open_acc
0.18
sec_app_num_rev_accts
0.17
revol_bal_joint
0.16
revol_util
-0.14
max_bal_bc
0.14
all_util
-0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.56
sec_app_inq_last_6mths
0.45
verification_status
0.18
sub_grade
0.17
grade
0.11
pub_rec
0.09
loan_status
0.06
term
0.06
pub_rec_bankruptcies
0.05
home_ownership
0.04
open_acc_6m
0.03
open_il_12m
0.03
MOST FREQUENT VALUES
664.0
870
5.6%
669.0
850
5.5%
674.0
837
5.4%
654.0
780
5.0%
659.0
775
5.0%
679.0
757
4.9%
684.0
694
4.5%
649.0
678
4.4%
694.0
652
4.2%
689.0
612
4.0%
644.0
588
3.8%
699.0
555
3.6%
639.0
528
3.4%
634.0
490
3.2%
624.0
405
2.6%
SMALLEST VALUES
544.0
75
0.5%
549.0
48
0.3%
554.0
79
0.5%
559.0
79
0.5%
564.0
73
0.5%
569.0
87
0.6%
574.0
88
0.6%
579.0
131
0.8%
584.0
123
0.8%
589.0
138
0.9%
594.0
144
0.9%
599.0
154
1.0%
604.0
192
1.2%
609.0
229
1.5%
614.0
252
1.6%
LARGEST VALUES
844.0
1
<0.1%
834.0
2
<0.1%
829.0
2
<0.1%
824.0
5
<0.1%
819.0
15
<0.1%
814.0
18
0.1%
809.0
10
<0.1%
804.0
17
0.1%
799.0
17
0.1%
794.0
35
0.2%
789.0
25
0.2%
784.0
44
0.3%
779.0
48
0.3%
774.0
40
0.3%
769.0
43
0.3%
sec_app_earliest_cr_line
MISSING:
7,492
(33%)
160
1%
-
-
Aug-2006
145
<1%
-
-
Aug-2004
137
<1%
-
-
Sep-2006
135
<1%
-
-
Oct-2005
134
<1%
-
-
Sep-2005
134
<1%
-
-
Aug-2005
129
<1%
-
-
Mar-2006
128
<1%
-
-
Aug-2007
127
<1%
-
-
Jul-2006
126
<1%
-
-
Nov-2005
124
<1%
-
-
Dec-2004
121
<1%
-
-
Nov-2004
120
<1%
-
-
Sep-2004
117
<1%
-
-
Mar-2005
114
<1%
-
-
May-2006
112
<1%
-
-
Jun-2005
110
<1%
-
-
Aug-2002
109
<1%
-
-
Sep-2003
109
<1%
-
-
Mar-2004
108
<1%
-
-
Jun-2006
108
<1%
-
-
Nov-2006
106
<1%
-
-
Oct-2003
106
<1%
-
-
Dec-2005
105
<1%
-
-
Oct-2004
105
<1%
-
-
Feb-2005
104
<1%
-
-
May-2007
101
<1%
-
-
Jul-2003
101
<1%
-
-
Feb-2007
99
<1%
-
-
Jan-2006
99
<1%
-
-
Apr-2005
99
<1%
-
-
Jul-2004
98
<1%
-
-
May-2005
97
<1%
-
-
Dec-2006
97
<1%
-
-
Aug-2003
96
<1%
-
-
May-2004
96
<1%
-
-
Oct-2002
95
<1%
-
-
Oct-2006
93
<1%
-
-
Jul-2005
92
<1%
-
-
Jun-2007
91
<1%
-
-
Feb-2006
91
<1%
-
-
Apr-2006
90
<1%
-
-
Sep-2002
89
<1%
-
-
Jul-2007
88
<1%
-
-
Nov-2002
88
<1%
-
-
Apr-2007
87
<1%
-
-
Nov-2003
86
<1%
-
-
Jun-2004
84
<1%
-
-
Apr-2004
80
<1%
-
-
Feb-2004
79
<1%
-
-
Jan-2007
79
<1%
-
-
Oct-2001
78
<1%
-
-
Jun-2003
78
<1%
-
-
Oct-2007
77
<1%
-
-
Apr-2003
77
<1%
-
-
Sep-2007
76
<1%
-
-
Mar-2007
74
<1%
-
-
Nov-2001
73
<1%
-
-
Jan-2003
72
<1%
-
-
Mar-2003
71
<1%
-
-
Nov-2007
9,367
61%
-
-
(Other)
sec_app_inq_last_6mths
MISSING:
7,492
(33%)
TOP CATEGORIES
loan_status
0.0
8,422
54%
2,637
31%
1.0
4,104
27%
1,519
37%
2.0
1,700
11%
757
45%
3.0
695
4%
340
49%
4.0
324
2%
180
56%
5.0
152
<1%
89
59%
6.0
74
<1%
48
65%
ALL
15,471
100%
7,621
33%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sec_app_inq_last_6mths
PROVIDES INFORMATION ON...
verification_status_joint
0.04
loan_status
0.01
open_acc_6m
0.00
sub_grade
0.00
verification_status
0.00
home_ownership
0.00
grade
0.00
pub_rec
0.00
open_il_12m
0.00
pub_rec_bankruptcies
0.00
term
0.00

THESE FEATURES
GIVE INFORMATION
ON sec_app_inq_last_6mths:
verification_status_joint
0.04
sub_grade
0.01
loan_status
0.01
open_acc_6m
0.01
grade
0.00
verification_status
0.00
open_il_12m
0.00
home_ownership
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
term
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_inq_last_6mths
CORRELATION RATIO WITH...
sec_app_fico_range_high
0.45
sec_app_fico_range_low
0.45
sec_app_open_acc
0.43
sec_app_num_rev_accts
0.41
sec_app_revol_util
0.35
sec_app_open_act_il
0.29
revol_bal_joint
0.28
sec_app_mort_acc
0.18
emp_length
0.15
revol_util
0.14
inq_last_12m
0.14
int_rate
0.10
inq_fi
0.10
fico_range_low
0.08
sec_app_mort_acc
MISSING:
7,492
(33%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mort_acc
0.70
sec_app_fico_range_low
0.29
sec_app_fico_range_high
0.29
revol_bal_joint
0.25
total_acc
0.25
sec_app_num_rev_accts
0.24
annual_inc_joint
0.23
max_bal_bc
0.18
sec_app_open_acc
0.18
loan_amnt
0.17
total_cu_tl
0.17
revol_bal
0.14
installment
0.12
int_rate
-0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.28
verification_status_joint
0.25
sec_app_inq_last_6mths
0.18
sub_grade
0.14
grade
0.11
verification_status
0.10
term
0.08
loan_status
0.08
open_il_12m
0.05
pub_rec
0.05
open_acc_6m
0.03
pub_rec_bankruptcies
0.03
MOST FREQUENT VALUES
0.0
5,933
38.3%
1.0
2,983
19.3%
2.0
2,489
16.1%
3.0
1,823
11.8%
4.0
1,061
6.9%
5.0
623
4.0%
6.0
314
2.0%
7.0
127
0.8%
8.0
60
0.4%
9.0
31
0.2%
11.0
9
<0.1%
10.0
9
<0.1%
12.0
4
<0.1%
13.0
3
<0.1%
15.0
1
<0.1%
SMALLEST VALUES
0.0
5,933
38.3%
1.0
2,983
19.3%
2.0
2,489
16.1%
3.0
1,823
11.8%
4.0
1,061
6.9%
5.0
623
4.0%
6.0
314
2.0%
7.0
127
0.8%
8.0
60
0.4%
9.0
31
0.2%
10.0
9
<0.1%
11.0
9
<0.1%
12.0
4
<0.1%
13.0
3
<0.1%
15.0
1
<0.1%
LARGEST VALUES
18.0
1
<0.1%
15.0
1
<0.1%
13.0
3
<0.1%
12.0
4
<0.1%
11.0
9
<0.1%
10.0
9
<0.1%
9.0
31
0.2%
8.0
60
0.4%
7.0
127
0.8%
6.0
314
2.0%
5.0
623
4.0%
4.0
1,061
6.9%
3.0
1,823
11.8%
2.0
2,489
16.1%
1.0
2,983
19.3%
sec_app_open_acc
MISSING:
7,492
(33%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_num_rev_accts
0.71
sec_app_open_act_il
0.58
revol_bal_joint
0.40
dti_joint
0.31
open_acc
0.30
annual_inc_joint
0.24
total_acc
0.23
loan_amnt
0.20
sec_app_fico_range_low
0.18
sec_app_fico_range_high
0.18
installment
0.18
sec_app_mort_acc
0.18
revol_bal
0.16
open_rv_24m
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_inq_last_6mths
0.43
verification_status_joint
0.40
verification_status
0.13
sub_grade
0.11
term
0.08
home_ownership
0.08
pub_rec
0.07
loan_status
0.07
grade
0.06
open_acc_6m
0.04
pub_rec_bankruptcies
0.04
open_il_12m
0.04
MOST FREQUENT VALUES
8.0
1,177
7.6%
9.0
1,131
7.3%
7.0
1,086
7.0%
10.0
1,057
6.8%
6.0
981
6.3%
11.0
979
6.3%
12.0
891
5.8%
5.0
873
5.6%
13.0
835
5.4%
14.0
703
4.5%
4.0
694
4.5%
15.0
620
4.0%
16.0
549
3.5%
3.0
508
3.3%
17.0
475
3.1%
SMALLEST VALUES
0.0
23
0.1%
1.0
170
1.1%
2.0
347
2.2%
3.0
508
3.3%
4.0
694
4.5%
5.0
873
5.6%
6.0
981
6.3%
7.0
1,086
7.0%
8.0
1,177
7.6%
9.0
1,131
7.3%
10.0
1,057
6.8%
11.0
979
6.3%
12.0
891
5.8%
13.0
835
5.4%
14.0
703
4.5%
LARGEST VALUES
82.0
1
<0.1%
58.0
1
<0.1%
56.0
1
<0.1%
54.0
1
<0.1%
52.0
1
<0.1%
51.0
1
<0.1%
49.0
2
<0.1%
48.0
1
<0.1%
46.0
3
<0.1%
45.0
2
<0.1%
44.0
4
<0.1%
43.0
6
<0.1%
42.0
3
<0.1%
41.0
4
<0.1%
40.0
9
<0.1%
sec_app_revol_util
MISSING:
7,756
(34%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_util
0.50
sec_app_fico_range_low
-0.42
sec_app_fico_range_high
-0.42
all_util
0.33
fico_range_low
-0.28
fico_range_high
-0.28
int_rate
0.25
sec_app_num_rev_accts
-0.17
revol_bal_joint
0.16
dti_joint
0.16
open_rv_24m
-0.14
max_bal_bc
0.14
revol_bal
0.14
open_rv_12m
-0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.49
sec_app_inq_last_6mths
0.35
sub_grade
0.16
loan_status
0.14
grade
0.10
verification_status
0.08
open_acc_6m
0.08
pub_rec
0.07
term
0.06
pub_rec_bankruptcies
0.05
home_ownership
0.04
open_il_12m
0.03
MOST FREQUENT VALUES
0.0
182
1.2%
77.0
37
0.2%
60.4
32
0.2%
83.5
32
0.2%
81.3
32
0.2%
56.0
31
0.2%
96.7
31
0.2%
80.4
30
0.2%
62.4
30
0.2%
57.3
30
0.2%
61.9
30
0.2%
69.9
29
0.2%
50.7
29
0.2%
60.8
28
0.2%
64.1
28
0.2%
SMALLEST VALUES
0.0
182
1.2%
0.1
7
<0.1%
0.2
8
<0.1%
0.3
7
<0.1%
0.4
5
<0.1%
0.5
6
<0.1%
0.6
4
<0.1%
0.7
4
<0.1%
0.8
4
<0.1%
0.9
5
<0.1%
1.0
7
<0.1%
1.1
2
<0.1%
1.2
1
<0.1%
1.3
4
<0.1%
1.4
6
<0.1%
LARGEST VALUES
235.3
1
<0.1%
212.6
1
<0.1%
182.5
1
<0.1%
159.3
1
<0.1%
158.7
1
<0.1%
155.0
1
<0.1%
149.5
1
<0.1%
148.0
1
<0.1%
145.2
1
<0.1%
143.2
1
<0.1%
142.7
1
<0.1%
135.8
1
<0.1%
132.3
1
<0.1%
132.0
1
<0.1%
127.3
1
<0.1%
sec_app_open_act_il
MISSING:
7,492
(33%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_open_acc
0.58
dti_joint
0.23
open_act_il
0.22
total_bal_il
0.19
revol_bal_joint
0.14
annual_inc_joint
0.13
open_il_24m
0.11
all_util
0.10
total_acc
0.10
open_acc
0.09
sec_app_num_rev_accts
0.08
il_util
0.08
sec_app_revol_util
0.07
total_cu_tl
0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_inq_last_6mths
0.29
verification_status_joint
0.27
verification_status
0.08
sub_grade
0.08
open_il_12m
0.07
pub_rec
0.07
loan_status
0.06
pub_rec_bankruptcies
0.05
term
0.05
grade
0.03
home_ownership
0.02
open_acc_6m
0.02
MOST FREQUENT VALUES
1.0
3,447
22.3%
2.0
3,392
21.9%
3.0
2,453
15.9%
0.0
2,001
12.9%
4.0
1,412
9.1%
5.0
811
5.2%
6.0
479
3.1%
7.0
343
2.2%
8.0
226
1.5%
9.0
160
1.0%
10.0
130
0.8%
11.0
103
0.7%
12.0
85
0.5%
13.0
79
0.5%
15.0
71
0.5%
SMALLEST VALUES
0.0
2,001
12.9%
1.0
3,447
22.3%
2.0
3,392
21.9%
3.0
2,453
15.9%
4.0
1,412
9.1%
5.0
811
5.2%
6.0
479
3.1%
7.0
343
2.2%
8.0
226
1.5%
9.0
160
1.0%
10.0
130
0.8%
11.0
103
0.7%
12.0
85
0.5%
13.0
79
0.5%
14.0
66
0.4%
LARGEST VALUES
39.0
1
<0.1%
38.0
1
<0.1%
36.0
1
<0.1%
34.0
1
<0.1%
33.0
1
<0.1%
32.0
1
<0.1%
30.0
1
<0.1%
29.0
2
<0.1%
28.0
1
<0.1%
27.0
2
<0.1%
26.0
4
<0.1%
25.0
4
<0.1%
24.0
9
<0.1%
23.0
8
<0.1%
22.0
7
<0.1%
sec_app_num_rev_accts
MISSING:
7,492
(33%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_open_acc
0.71
revol_bal_joint
0.37
total_acc
0.29
open_acc
0.24
sec_app_mort_acc
0.24
annual_inc_joint
0.21
dti_joint
0.19
loan_amnt
0.19
sec_app_fico_range_low
0.17
sec_app_fico_range_high
0.17
revol_bal
0.17
open_rv_24m
0.17
sec_app_revol_util
-0.17
mort_acc
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_inq_last_6mths
0.41
verification_status_joint
0.37
verification_status
0.13
sub_grade
0.12
home_ownership
0.08
grade
0.08
term
0.07
pub_rec
0.07
open_acc_6m
0.05
pub_rec_bankruptcies
0.04
loan_status
0.04
open_il_12m
0.02
MOST FREQUENT VALUES
9.0
951
6.1%
8.0
943
6.1%
7.0
894
5.8%
10.0
892
5.8%
11.0
859
5.6%
6.0
855
5.5%
5.0
799
5.2%
12.0
798
5.2%
13.0
746
4.8%
14.0
660
4.3%
4.0
655
4.2%
15.0
620
4.0%
16.0
576
3.7%
3.0
551
3.6%
17.0
519
3.4%
SMALLEST VALUES
0.0
68
0.4%
1.0
222
1.4%
2.0
361
2.3%
3.0
551
3.6%
4.0
655
4.2%
5.0
799
5.2%
6.0
855
5.5%
7.0
894
5.8%
8.0
943
6.1%
9.0
951
6.1%
10.0
892
5.8%
11.0
859
5.6%
12.0
798
5.2%
13.0
746
4.8%
14.0
660
4.3%
LARGEST VALUES
92.0
1
<0.1%
90.0
1
<0.1%
84.0
1
<0.1%
79.0
1
<0.1%
75.0
1
<0.1%
64.0
1
<0.1%
62.0
3
<0.1%
61.0
1
<0.1%
60.0
1
<0.1%
59.0
2
<0.1%
57.0
5
<0.1%
56.0
3
<0.1%
55.0
5
<0.1%
54.0
2
<0.1%
53.0
3
<0.1%